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Hercules Capital (HTGC) Q3 Earnings Beat, Revenues Rise Y/Y

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Hercules Capital Inc.’s (HTGC - Free Report) third-quarter 2020 net investment income of 34 cents per share surpassed the Zacks Consensus Estimate of 32 cents. However, the bottom line declined 8.1% from the year-ago reported figure.

Results were aided by an improvement in total investment income. Moreover, the balance sheet position remained strong during the quarter. However, a rise in operating expenses was a headwind.

Net investment income was $38.7 million, down marginally from the prior-year quarter.

Total Investment Income & Expenses Rise

Total investment income was $70.3 million, up 1.6% from the year-ago quarter. The upside was mainly driven by higher average debt investment balances, partly offset by lower core yields. The top line surpassed the Zacks Consensus Estimate of $68 million.

Total operating expenses increased 4.1% year over year to $31.6 million. The rise resulted from higher total employee compensation costs.

Portfolio Value & New Commitments Solid

The fair value of Hercules Capital’s total investment portfolio was $2.42 billion as of Sep 30, 2020.

In the reported quarter, the company delivered $514.3 million in new debt and equity commitments as well as realized early loan repayments of $190.8 million.

Balance Sheet Position Strong

As of Sep 30, 2020, Hercules Capital’s net asset value was $10.26 per share compared with $10.55 on Dec 31, 2019.

The company had $465.1 million in liquidity — including $27.6 million of unrestricted cash and cash equivalents, and $437.5 million in credit facilities — as of Sep 30, 2020.

At the end of the third quarter, the weighted average cost of debt — comprising interest and fees — was 5.1%, in line with the prior-year quarter end.

Our Take

Hercules Capital’s loan origination activity continues to be on track, which will likely support the top line in the quarters ahead. However, as the company continues to undertake efforts to improve originations; expenses are expected to increase in the near term, thereby, hurting profits to an extent.

Hercules Capital, Inc. Price, Consensus and EPS Surprise

 

Hercules Capital, Inc. Price, Consensus and EPS Surprise

Hercules Capital, Inc. price-consensus-eps-surprise-chart | Hercules Capital, Inc. Quote

Currently, Hercules Capital carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Performance & Earnings Release Dates of Other Finance Stocks

Ares Capital Corporation’s (ARCC - Free Report) third-quarter 2020 core earnings of 39 cents per share beat the Zacks Consensus Estimate by a penny. However, the bottom line declined 18.8% year over year.

TriplePoint Venture Growth BDC Corp. (TPVG - Free Report) and FS KKR Capital Corp. (FSK - Free Report) are scheduled to announce quarterly numbers on Nov 5 and Nov 9, respectively.

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