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Why Lincoln National (LNC) is a Great Dividend Stock Right Now

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Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.

While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.

Lincoln National in Focus

Lincoln National (LNC - Free Report) is headquartered in Radnor, and is in the Finance sector. The stock has seen a price change of 34.92% since the start of the year. Currently paying a dividend of $0.42 per share, the company has a dividend yield of 2.47%. In comparison, the Insurance - Life Insurance industry's yield is 0.58%, while the S&P 500's yield is 1.37%.

In terms of dividend growth, the company's current annualized dividend of $1.68 is up 5% from last year. Over the last 5 years, Lincoln National has increased its dividend 5 times on a year-over-year basis for an average annual increase of 11.42%. Any future dividend growth will depend on both earnings growth and the company's payout ratio; a payout ratio is the proportion of a firm's annual earnings per share that it pays out as a dividend. Right now, Lincoln National's payout ratio is 28%, which means it paid out 28% of its trailing 12-month EPS as dividend.

LNC is expecting earnings to expand this fiscal year as well. The Zacks Consensus Estimate for 2021 is $10.32 per share, representing a year-over-year earnings growth rate of 131.91%.

Bottom Line

From greatly improving stock investing profits and reducing overall portfolio risk to providing tax advantages, investors like dividends for a variety of different reasons. It's important to keep in mind that not all companies provide a quarterly payout.

High-growth firms or tech start-ups, for example, rarely provide their shareholders a dividend, while larger, more established companies that have more secure profits are often seen as the best dividend options. During periods of rising interest rates, income investors must be mindful that high-yielding stocks tend to struggle. That said, they can take comfort from the fact that LNC is not only an attractive dividend play, but is also a compelling investment opportunity with a Zacks Rank of #2 (Buy).


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