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Why The Bank of New York Mellon Corporation (BK) is a Top Dividend Stock for Your Portfolio

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All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.

Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.

The Bank of New York Mellon Corporation in Focus

Headquartered in New York, The Bank of New York Mellon Corporation (BK - Free Report) is a Finance stock that has seen a price change of 22.15% so far this year. The company is currently shelling out a dividend of $0.34 per share, with a dividend yield of 2.62%. This compares to the Banks - Major Regional industry's yield of 2.6% and the S&P 500's yield of 1.45%.

Taking a look at the company's dividend growth, its current annualized dividend of $1.36 is up 9.7% from last year. The Bank of New York Mellon Corporation has increased its dividend 4 times on a year-over-year basis over the last 5 years for an average annual increase of 12.62%. Any future dividend growth will depend on both earnings growth and the company's payout ratio; a payout ratio is the proportion of a firm's annual earnings per share that it pays out as a dividend. The Bank of New York Mellon Corporation's current payout ratio is 31%. This means it paid out 31% of its trailing 12-month EPS as dividend.

BK is expecting earnings to expand this fiscal year as well. The Zacks Consensus Estimate for 2021 is $4.16 per share, representing a year-over-year earnings growth rate of 3.74%.

Bottom Line

Investors like dividends for many reasons; they greatly improve stock investing profits, decrease overall portfolio risk, and carry tax advantages, among others. It's important to keep in mind that not all companies provide a quarterly payout.

Big, established firms that have more secure profits are often seen as the best dividend options, but it's fairly uncommon to see high-growth businesses or tech start-ups offer their stockholders a dividend. During periods of rising interest rates, income investors must be mindful that high-yielding stocks tend to struggle. With that in mind, BK is a compelling investment opportunity. Not only is it a strong dividend play, but the stock currently sits at a Zacks Rank of 3 (Hold).


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