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Why Washington Federal (WAFD) is a Great Dividend Stock Right Now

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Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.

While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that measures a dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.

Washington Federal in Focus

Headquartered in Seattle, Washington Federal (WAFD - Free Report) is a Finance stock that has seen a price change of 4.07% so far this year. The holding company for Washington Federal Savings Bank is paying out a dividend of $0.24 per share at the moment, with a dividend yield of 2.76% compared to the Banks - West industry's yield of 2.28% and the S&P 500's yield of 1.47%.

In terms of dividend growth, the company's current annualized dividend of $0.96 is up 5.5% from last year. Washington Federal has increased its dividend 5 times on a year-over-year basis over the last 5 years for an average annual increase of 11.14%. Any future dividend growth will depend on both earnings growth and the company's payout ratio; a payout ratio is the proportion of a firm's annual earnings per share that it pays out as a dividend. Washington Federal's current payout ratio is 35%, meaning it paid out 35% of its trailing 12-month EPS as dividend.

Earnings growth looks solid for WAFD for this fiscal year. The Zacks Consensus Estimate for 2022 is $2.92 per share, which represents a year-over-year growth rate of 22.18%.

Bottom Line

Investors like dividends for many reasons; they greatly improve stock investing profits, decrease overall portfolio risk, and carry tax advantages, among others. It's important to keep in mind that not all companies provide a quarterly payout.

For instance, it's a rare occurrence when a tech start-up or big growth business offers their shareholders a dividend. It's more common to see larger companies with more established profits give out dividends. Income investors have to be mindful of the fact that high-yielding stocks tend to struggle during periods of rising interest rates. That said, they can take comfort from the fact that WAFD is not only an attractive dividend play, but is also a compelling investment opportunity with a Zacks Rank of #2 (Buy).


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