Back to top

Image: Bigstock

Should You Invest in the iShares U.S. Financials ETF (IYF)?

Read MoreHide Full Article

Designed to provide broad exposure to the Financials - Broad segment of the equity market, the iShares U.S. Financials ETF (IYF - Free Report) is a passively managed exchange traded fund launched on 05/22/2000.

While an excellent vehicle for long term investors, passively managed ETFs are a popular choice among institutional and retail investors due to their low costs, transparency, flexibility, and tax efficiency.

Investor-friendly, sector ETFs provide many options to gain low risk and diversified exposure to a broad group of companies in particular sectors. Financials - Broad is one of the 16 broad Zacks sectors within the Zacks Industry classification. It is currently ranked 5, placing it in top 31%.

Index Details

The fund is sponsored by Blackrock. It has amassed assets over $2.26 billion, making it one of the larger ETFs attempting to match the performance of the Financials - Broad segment of the equity market. IYF seeks to match the performance of the Dow Jones U.S. Financials Index before fees and expenses.

The Russell 1000 Financials 40 Act 15/22.5 Daily Capped Index measures the performance of the financial sector of the U.S. equity market.

Costs

Investors should also pay attention to an ETF's expense ratio. Lower cost products will produce better results than those with a higher cost, assuming all other metrics remain the same.

Annual operating expenses for this ETF are 0.41%, making it on par with most peer products in the space.

It has a 12-month trailing dividend yield of 1.56%.

Sector Exposure and Top Holdings

Even though ETFs offer diversified exposure that minimizes single stock risk, investors should also look at the actual holdings inside the fund. Luckily, most ETFs are very transparent products that disclose their holdings on a daily basis.

This ETF has heaviest allocation in the Financials sector--about 99.60% of the portfolio.

Looking at individual holdings, Berkshire Hathaway Inc Class B (BRK.B - Free Report) accounts for about 9.22% of total assets, followed by Jpmorgan Chase & Co (JPM - Free Report) and Bank Of America Corp (BAC - Free Report) .

The top 10 holdings account for about 43.16% of total assets under management.

Performance and Risk

So far this year, IYF has lost about -12.30%, and is down about -4.91% in the last one year (as of 05/09/2022). During this past 52-week period, the fund has traded between $75.77 and $91.32.

The ETF has a beta of 1.04 and standard deviation of 28.10% for the trailing three-year period, making it a medium risk choice in the space. With about 144 holdings, it effectively diversifies company-specific risk.

Alternatives

IShares U.S. Financials ETF holds a Zacks ETF Rank of 2 (Buy), which is based on expected asset class return, expense ratio, and momentum, among other factors. Because of this, IYF is an outstanding option for investors seeking exposure to the Financials ETFs segment of the market. There are other additional ETFs in the space that investors could consider as well.

Vanguard Financials ETF (VFH - Free Report) tracks MSCI US Investable Market Financials 25/50 Index and the Financial Select Sector SPDR ETF (XLF - Free Report) tracks Financial Select Sector Index. Vanguard Financials ETF has $10.65 billion in assets, Financial Select Sector SPDR ETF has $36.47 billion. VFH has an expense ratio of 0.10% and XLF charges 0.10%.

Bottom Line

To learn more about this product and other ETFs, screen for products that match your investment objectives and read articles on latest developments in the ETF investing universe, please visit Zacks ETF Center.

Published in