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CNB Financial (CCNE) Could Be a Great Choice

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Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.

Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.

CNB Financial in Focus

Based in Clearfield, CNB Financial (CCNE - Free Report) is in the Finance sector, and so far this year, shares have seen a price change of 1.7%. Currently paying a dividend of $0.17 per share, the company has a dividend yield of 2.6%. In comparison, the Banks - Northeast industry's yield is 2.36%, while the S&P 500's yield is 1.64%.

Looking at dividend growth, the company's current annualized dividend of $0.70 is up 2.2% from last year. CNB Financial has increased its dividend 2 times on a year-over-year basis over the last 5 years for an average annual increase of 1.02%. Looking ahead, future dividend growth will be dependent on earnings growth and payout ratio, which is the proportion of a company's annual earnings per share that it pays out as a dividend. Right now, CNB's payout ratio is 21%, which means it paid out 21% of its trailing 12-month EPS as dividend.

CCNE is expecting earnings to expand this fiscal year as well. The Zacks Consensus Estimate for 2022 is $3.48 per share, representing a year-over-year earnings growth rate of 10.13%.

Bottom Line

Investors like dividends for many reasons; they greatly improve stock investing profits, decrease overall portfolio risk, and carry tax advantages, among others. However, not all companies offer a quarterly payout.

Big, established firms that have more secure profits are often seen as the best dividend options, but it's fairly uncommon to see high-growth businesses or tech start-ups offer their stockholders a dividend. Income investors must be conscious of the fact that high-yielding stocks tend to struggle during periods of rising interest rates. That said, they can take comfort from the fact that CCNE is not only an attractive dividend play, but also represents a compelling investment opportunity with a Zacks Rank of #2 (Buy).


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