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Is SPDR S&P Regional Banking ETF (KRE) a Strong ETF Right Now?

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The SPDR S&P Regional Banking ETF (KRE - Free Report) was launched on 06/19/2006, and is a smart beta exchange traded fund designed to offer broad exposure to the Financials ETFs category of the market.

What Are Smart Beta ETFs?

Products that are based on market cap weighted indexes, which are strategies designed to reflect a specific market segment or the market as a whole, have traditionally dominated the ETF industry.

Because market cap weighted indexes provide a low-cost, convenient, and transparent way of replicating market returns, they work well for investors who believe in market efficiency.

But, there are some investors who would rather invest in smart beta funds; these funds track non-cap weighted strategies, and are a strong option for those who prefer choosing great stocks in order to beat the market.

This kind of index follows this same mindset, as it attempts to pick stocks that have better chances of risk-return performance; non-cap weighted strategies base selection on certain fundamental characteristics, or a mix of such characteristics.

The smart beta space gives investors many different choices, from equal-weighting, one of the simplest strategies, to more complicated ones like fundamental and volatility/momentum based weighting. However, not all of these methodologies have been able to deliver remarkable returns.

Fund Sponsor & Index

The fund is sponsored by State Street Global Advisors. It has amassed assets over $2.73 billion, making it one of the largest ETFs in the Financials ETFs. KRE, before fees and expenses, seeks to match the performance of the S&P Regional Banks Select Industry Index.

The S&P Regional Banks Select Industry Index represents the regional banks segment of the S&P Total Market Index.

Cost & Other Expenses

Cost is an important factor in selecting the right ETF, and cheaper funds can significantly outperform their more expensive cousins if all other fundamentals are the same.

With one of the cheaper products in the space, this ETF has annual operating expenses of 0.35%.

The fund has a 12-month trailing dividend yield of 3.55%.

Sector Exposure and Top Holdings

ETFs offer diversified exposure and thus minimize single stock risk, but it is still important to delve into a fund's holdings before investing. Most ETFs are very transparent products and many disclose their holdings on a daily basis.

Representing 100% of the portfolio, the fund has heaviest allocation to the Financials sector.

Looking at individual holdings, First Horizon Corporation (FHN - Free Report) accounts for about 2.34% of total assets, followed by Huntington Bancshares Incorporated (HBAN - Free Report) and Citizens Financial Group Inc. (CFG - Free Report) .

The top 10 holdings account for about 21.24% of total assets under management.

Performance and Risk

The ETF has lost about -27.86% and is down about -35% so far this year and in the past one year (as of 04/06/2023), respectively. KRE has traded between $42.01 and $68.54 during this last 52-week period.

The fund has a beta of 1.09 and standard deviation of 37.75% for the trailing three-year period, which makes KRE a high risk choice in this particular space. With about 145 holdings, it effectively diversifies company-specific risk.

Alternatives

SPDR S&P Regional Banking ETF is not a suitable option for investors seeking to outperform the Financials ETFs segment of the market. Instead, there are other ETFs in the space which investors should consider.

Invesco KBW Regional Banking ETF (KBWR - Free Report) tracks KBW Nasdaq Regional Banking Index and the iShares U.S. Regional Banks ETF (IAT - Free Report) tracks Dow Jones U.S. Select Regional Banks Index. Invesco KBW Regional Banking ETF has $56.02 million in assets, iShares U.S. Regional Banks ETF has $767.50 million. KBWR has an expense ratio of 0.35% and IAT charges 0.39%.

Investors looking for cheaper and lower-risk options should consider traditional market cap weighted ETFs that aim to match the returns of the Financials ETFs.

Bottom Line

To learn more about this product and other ETFs, screen for products that match your investment objectives and read articles on latest developments in the ETF investing universe, please visit Zacks ETF Center.

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