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Compared to Estimates, Wells Fargo (WFC) Q1 Earnings: A Look at Key Metrics

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For the quarter ended March 2023, Wells Fargo (WFC - Free Report) reported revenue of $20.73 billion, up 17.8% over the same period last year. EPS came in at $1.23, compared to $0.88 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $20.08 billion, representing a surprise of +3.24%. The company delivered an EPS surprise of +6.96%, with the consensus EPS estimate being $1.15.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Wells Fargo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 66% compared to the 65.72% average estimate based on six analysts.
  • Net interest margin on a taxable-equivalent basis: 3.2% versus 3.12% estimated by six analysts on average.
  • Return on Average Equity: 11.7% versus 11.25% estimated by six analysts on average.
  • Average Balance - Total earning assets: $1,700.70 billion versus $1,711.46 billion estimated by six analysts on average.
  • Return on average assets (ROA): 1.09% compared to the 1.02% average estimate based on six analysts.
  • Book value Per common share: $43.02 versus the five-analyst average estimate of $43.90.
  • Net loan charge-offs as a percentage of average total loans: 0.26% versus the five-analyst average estimate of 0.27%.
  • Total nonperforming assets: $6.14 billion versus the four-analyst average estimate of $6.01 billion.
  • Net loan charge-offs: $604 million versus $643.24 million estimated by four analysts on average.
  • Allowance for loan losses as a percentage of total loans: 1.38% versus the four-analyst average estimate of 1.37%.
  • Total nonaccrual loans: $6.01 billion versus the three-analyst average estimate of $6 billion.
  • Total Noninterest Income: $7.39 billion versus $7.05 billion estimated by six analysts on average.
View all Key Company Metrics for Wells Fargo here>>>

Shares of Wells Fargo have returned +0.9% over the past month versus the Zacks S&P 500 composite's +7.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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