For the quarter ended September 2023, Bank of NT Butterfield & Son (NTB Quick QuoteNTB - Free Report) reported revenue of $142.18 million, up 0.8% over the same period last year. EPS came in at $1.16, compared to $1.16 in the year-ago quarter.

The reported revenue represents a surprise of -1.09% over the Zacks Consensus Estimate of $143.75 million. With the consensus EPS estimate being $1.12, the EPS surprise was +3.57%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Bank of NT Butterfield & Son performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Core Efficiency Ratio: 58.3% compared to the 58.6% average estimate based on two analysts.
• Net Interest Margin: 2.8% versus 2.8% estimated by two analysts on average.
• Net Charge-Off Ratio: 0% versus the two-analyst average estimate of 0.1%.
• Average balance - Interest earning assets: $12.95 billion versus the two-analyst average estimate of $13.14 billion.
• Net Interest Income: $90.19 million versus $93.60 million estimated by two analysts on average.
• Total Non-interest Income: $51.99 million versus the two-analyst average estimate of $51.30 million.

View all Key Company Metrics for Bank of NT Butterfield & Son here>>>

Shares of Bank of NT Butterfield & Son have returned -4.3% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.