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Amerisafe (AMSF) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended September 2023, Amerisafe (AMSF - Free Report) reported revenue of $74.82 million, down 0.1% over the same period last year. EPS came in at $0.61, compared to $0.73 in the year-ago quarter.

The reported revenue represents a surprise of -0.24% over the Zacks Consensus Estimate of $75 million. With the consensus EPS estimate being $0.64, the EPS surprise was -4.69%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Amerisafe performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net Loss Ratio: 55.8% versus 58.8% estimated by two analysts on average.
  • Net Combined Ratio: 90.6% versus the two-analyst average estimate of 89.5%.
  • Net underwriting Expense Ratio: 33.6% compared to the 30.2% average estimate based on two analysts.
  • Revenues- Net investment income: $8.11 million versus $7.79 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +16.1% change.
  • Revenues- Fee and other income: $0.08 million versus $0.13 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -26% change.
  • Revenues- Net premiums earned: $66.63 million versus $67.07 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -1.7% change.
View all Key Company Metrics for Amerisafe here>>>

Shares of Amerisafe have returned +1.8% over the past month versus the Zacks S&P 500 composite's -1.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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