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Kinsale Capital Group, Inc. (KNSL) Reports Q3 Earnings: What Key Metrics Have to Say

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Kinsale Capital Group, Inc. (KNSL - Free Report) reported $314.37 million in revenue for the quarter ended September 2023, representing a year-over-year increase of 44.9%. EPS of $3.31 for the same period compares to $1.64 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $320.53 million, representing a surprise of -1.92%. The company delivered an EPS surprise of +12.97%, with the consensus EPS estimate being $2.93.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Kinsale Capital Group, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Expense Ratio: 20.9% compared to the 21% average estimate based on five analysts.
  • Combined Ratio: 74.8% versus the five-analyst average estimate of 79.6%.
  • Loss Ratio: 53.9% compared to the 58.6% average estimate based on five analysts.
  • Revenues- Net investment income: $27.09 million versus $24.94 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +95.5% change.
  • Revenues- Net Earned Premiums: $281.50 million versus the five-analyst average estimate of $286.94 million. The reported number represents a year-over-year change of +34.5%.
  • Revenues- Other income: $0.34 million versus $0.32 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +203.6% change.
View all Key Company Metrics for Kinsale Capital Group, Inc. here>>>

Shares of Kinsale Capital Group, Inc. have returned +1.4% over the past month versus the Zacks S&P 500 composite's -3.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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