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Should You Invest in the iShares U.S. Financials ETF (IYF)?

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Looking for broad exposure to the Financials - Broad segment of the equity market? You should consider the iShares U.S. Financials ETF (IYF - Free Report) , a passively managed exchange traded fund launched on 05/22/2000.

While an excellent vehicle for long term investors, passively managed ETFs are a popular choice among institutional and retail investors due to their low costs, transparency, flexibility, and tax efficiency.

Additionally, sector ETFs offer convenient ways to gain low risk and diversified exposure to a broad group of companies in particular sectors. Financials - Broad is one of the 16 broad Zacks sectors within the Zacks Industry classification. It is currently ranked 8, placing it in top 50%.

Index Details

The fund is sponsored by Blackrock. It has amassed assets over $2.60 billion, making it one of the largest ETFs attempting to match the performance of the Financials - Broad segment of the equity market. IYF seeks to match the performance of the Dow Jones U.S. Financials Index before fees and expenses.

The Russell 1000 Financials 40 Act 15/22.5 Daily Capped Index measures the performance of the financial sector of the U.S. equity market.

Costs

Since cheaper funds tend to produce better results than more expensive funds, assuming all other factors remain equal, it is important for investors to pay attention to an ETF's expense ratio.

Annual operating expenses for this ETF are 0.40%, making it on par with most peer products in the space.

It has a 12-month trailing dividend yield of 1.47%.

Sector Exposure and Top Holdings

ETFs offer a diversified exposure and thus minimize single stock risk but it is still important to delve into a fund's holdings before investing. Most ETFs are very transparent products and many disclose their holdings on a daily basis.

This ETF has heaviest allocation in the Financials sector--about 99% of the portfolio.

Looking at individual holdings, Berkshire Hathaway Inc Class B (BRK.B - Free Report) accounts for about 13.59% of total assets, followed by Jpmorgan Chase & Co (JPM - Free Report) and Bank Of America Corp (BAC - Free Report) .

The top 10 holdings account for about 46.51% of total assets under management.

Performance and Risk

So far this year, IYF has gained about 11.62%, and it's up approximately 35.55% in the last one year (as of 04/02/2024). During this past 52-week period, the fund has traded between $68.91 and $95.65.

The ETF has a beta of 1.04 and standard deviation of 19.37% for the trailing three-year period, making it a medium risk choice in the space. With about 144 holdings, it effectively diversifies company-specific risk.

Alternatives

IShares U.S. Financials ETF carries a Zacks ETF Rank of 3 (Hold), which is based on expected asset class return, expense ratio, and momentum, among other factors. Thus, IYF is a reasonable option for those seeking exposure to the Financials ETFs area of the market. Investors might also want to consider some other ETF options in the space.

Vanguard Financials ETF (VFH - Free Report) tracks MSCI US Investable Market Financials 25/50 Index and the Financial Select Sector SPDR ETF (XLF - Free Report) tracks Financial Select Sector Index. Vanguard Financials ETF has $9.45 billion in assets, Financial Select Sector SPDR ETF has $38.11 billion. VFH has an expense ratio of 0.10% and XLF charges 0.09%.

Bottom Line

To learn more about this product and other ETFs, screen for products that match your investment objectives and read articles on latest developments in the ETF investing universe, please visit Zacks ETF Center.

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