Home Bancorp (HBCP Quick QuoteHBCP - Free Report) reported $33.15 million in revenue for the quarter ended June 2024, representing a year-over-year decline of 1.8%. EPS of $1.02 for the same period compares to $1.21 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $31.9 million, representing a surprise of +3.91%. The company delivered an EPS surprise of +4.08%, with the consensus EPS estimate being $0.98.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 3.7% versus 3.6% estimated by two analysts on average.
• Efficiency Ratio: 65.8% versus 67% estimated by two analysts on average.
• Total Noninterest Income: $3.76 million versus $3.55 million estimated by two analysts on average.
• Net Interest Income: $29.39 million versus the two-analyst average estimate of $28.35 million.

View all Key Company Metrics for Home Bancorp here>>>

Shares of Home Bancorp have returned +18.4% over the past month versus the Zacks S&P 500 composite's +4.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.