For the quarter ended June 2024, American International Group (AIG Quick QuoteAIG - Free Report) reported revenue of $6.64 billion, down 49.5% over the same period last year. EPS came in at $1.16, compared to $1.75 in the year-ago quarter.

The reported revenue represents a surprise of -45.73% over the Zacks Consensus Estimate of $12.23 billion. With the consensus EPS estimate being $1.39, the EPS surprise was -16.55%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how American International Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Combined Ratio - Total General Insurance

  : 92.5% compared to the 92% average estimate based on four analysts.

• Expense Ratio - Total General Insurance

  : 31.5% versus the four-analyst average estimate of 32%.

• Loss Ratio - Total General Insurance

  : 61% versus 58.8% estimated by four analysts on average.

• Combined Ratio - International - Commercial Lines

  : 88.6% versus the three-analyst average estimate of 87.1%.

• Combined Ratio - North America - Personal Insurance

  : 105.3% versus 100.2% estimated by three analysts on average.

• General Insurance- Net premiums earned

  : $5.75 billion versus $5.76 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -11.5% change.

• Adjusted Revenue- Other Operations- Other income

  : $4 million versus $12.33 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -55.6% change.

• General Insurance- Net premiums written

  : $6.93 billion versus $6.53 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -8% change.

• Adjusted Revenue- Other Operations- Net investment income

  : $141 million versus $71.56 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +64% change.

• Adjusted Revenue- Total Other Operations

  : $144 million versus the three-analyst average estimate of $101.56 million. The reported number represents a year-over-year change of +29.7%.

• General Insurance- Net investment income

  : $746 million versus $791.62 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +2.9% change.

• Adjusted Revenue- Other Operations- Premiums

  : -$1 million compared to the $17.67 million average estimate based on three analysts. The reported number represents a change of -106.3% year over year.

View all Key Company Metrics for American International Group here>>>

Shares of American International Group have returned +4.9% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.