HCI Group (HCI Quick QuoteHCI - Free Report) reported $206.25 million in revenue for the quarter ended June 2024, representing a year-over-year increase of 62%. EPS of $4.21 for the same period compares to $1.22 a year ago.

The reported revenue represents a surprise of +4.87% over the Zacks Consensus Estimate of $196.67 million. With the consensus EPS estimate being $3.58, the EPS surprise was +17.60%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how HCI Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net investment income

  : $16.88 million versus $14.24 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +92% change.

• Policy fee income

  : $1.09 million compared to the $1.10 million average estimate based on three analysts. The reported number represents a change of -25.9% year over year.

• Net premiums earned

  : $186.85 million versus the three-analyst average estimate of $181.70 million. The reported number represents a year-over-year change of +61.7%.

• Other

  : $0.68 million versus $0.33 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -18.9% change.

View all Key Company Metrics for HCI Group here>>>

Shares of HCI Group have returned +3.1% over the past month versus the Zacks S&P 500 composite's -6.5% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.