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Is FRFZX a Strong Bond Fund Right Now?

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Any investors hoping to find a High Yield - Bonds fund could think about starting with PGIM Floating Rate Income Z (FRFZX - Free Report) . FRFZX bears a Zacks Mutual Fund Rank of 1 (Strong Buy), which is based on various forecasting factors like size, cost, and past performance.

 

Objective

 

FRFZX is classified in the High Yield - Bonds segment by Zacks, an area full of investment possibilities. High Yield - Bonds funds come in below investment grade, and are referred to as " junk " bonds for this reason. Compared to their investment grade peers, these funds are at a higher default risk, but typically pay out higher yields while posing similar interest rate risks.

 

History of Fund/Manager

 

PGIM is based in Providence, RI, and is the manager of FRFZX. PGIM Floating Rate Income Z debuted in March of 2011. Since then, FRFZX has accumulated assets of about $1.59 billion, according to the most recently available information. The fund is currently managed by a team of investment professionals.

 

Performance

 

Of course, investors look for strong performance in funds. This fund carries a 5-year annualized total return of 6.11%, and is in the top third among its category peers. Investors who prefer analyzing shorter time frames should look at its 3-year annualized total return of 6.49%, which places it in the middle third during this time-frame.

It is important to note that the product's returns may not reflect all its expenses. Any fees not reflected would lower the returns. Total returns do not reflect the fund's [%] sale charge. If sales charges were included, total returns would have been lower.

When looking at a fund's performance, it is also important to note the standard deviation of the returns. The lower the standard deviation, the less volatility the fund experiences. FRFZX's standard deviation over the past three years is 4.39% compared to the category average of 11.64%. The standard deviation of the fund over the past 5 years is 8.55% compared to the category average of 13.11%. This makes the fund less volatile than its peers over the past half-decade.

This fund has a beta of -0.14, meaning that it is less volatile than a broad market index of fixed income securities. Taking this into account, FRFZX has a positive alpha of 4.75, which measures performance on a risk-adjusted basis.

 

Ratings

 

Investors should also consider a bond's rating, which is a grade ( 'AAA' to 'D' ) given to a bond that indicates its credit quality. With this letter scale in mind, FRFZX 's junk bond component-bonds rated 'BB' or below-is at 63%. This means that the fund has an average quality of BBB, and focuses on medium quality securities.

 

Expenses

 

For investors, taking a closer look at cost-related metrics is key, since costs are increasingly important for mutual fund investing. Competition is heating up in this space, and a lower cost product will likely outperform its otherwise identical counterpart, all things being equal. In terms of fees, FRFZX is a no load fund. It has an expense ratio of 0.74% compared to the category average of 0.98%. Looking at the fund from a cost perspective, FRFZX is actually cheaper than its peers.

This fund requires a minimum initial investment of $0, while there is no minimum for each subsequent investment.

Fees charged by investment advisors have not been taken into considiration. Returns would be less if those were included.

 

Bottom Line

 

Overall, PGIM Floating Rate Income Z ( FRFZX ) has a high Zacks Mutual Fund rank, and in conjunction with its comparatively strong performance, average downside risk, and lower fees, this fund looks like a good potential choice for investors right now.

This could just be the start of your research on FRFZXin the High Yield - Bonds category. Consider going to www.zacks.com/funds/mutual-funds for additional information about this fund, and all the others that we rank as well for additional information. If you are more of a stock investor, make sure to also check out our Zacks Rank, and our full suite of tools we have available for novice and professional investors alike.


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