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State Street (STT) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

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State Street Corporation (STT - Free Report) reported $3.41 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 12.1%. EPS of $2.60 for the same period compares to $2.04 a year ago.

The reported revenue represents a surprise of +3.17% over the Zacks Consensus Estimate of $3.31 billion. With the consensus EPS estimate being $2.42, the EPS surprise was +7.44%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how State Street performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Basel III Advanced Approaches - Tier 1 Leverage Ratio: 5.2% compared to the 5.3% average estimate based on four analysts.
  • Net interest margin (FTE): 1.1% compared to the 1.1% average estimate based on four analysts.
  • Average balance - Total interest-earning assets: $278.53 billion versus $265.70 billion estimated by three analysts on average.
  • Basel III Standardized Approach - Tier 1 capital ratio: 13.2% versus 13.4% estimated by three analysts on average.
  • Assets under Management (AUM): $4,715 billion compared to the $4,785.94 billion average estimate based on three analysts.
  • Basel III Standardized Approach - Total capital ratio: 14.8% versus 14.4% estimated by two analysts on average.
  • Assets under Custody and/or Administration (AUC/A): $46,557 billion versus the two-analyst average estimate of $40,312.27 billion.
  • Net Interest Income: $749 million compared to the $734.49 million average estimate based on four analysts.
  • Total fee revenue: $2.66 billion compared to the $2.58 billion average estimate based on four analysts.
  • Net Interest Income - fully taxable-equivalent basis: $749 million versus $735.50 million estimated by four analysts on average.
  • Software and processing fees: $259 million versus the three-analyst average estimate of $234.64 million.
  • Other fee revenue: $66 million versus $50.98 million estimated by three analysts on average.
View all Key Company Metrics for State Street here>>>

Shares of State Street have returned +5.3% over the past month versus the Zacks S&P 500 composite's -2.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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