Back to top
We use cookies to understand how you use our site and to improve your experience. This includes personalizing content and advertising. By pressing "Accept All" or closing out of this banner, you accept our Privacy Policy and Terms of Service, revised from time to time, and you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties. You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Image: Bigstock
Simmons First National (SFNC) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Simmons First National (SFNC - Free Report) reported $208.5 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 17.4%. EPS of $0.39 for the same period compares to $0.40 a year ago.
The reported revenue represents a surprise of +2.26% over the Zacks Consensus Estimate of $203.9 million. With the consensus EPS estimate being $0.35, the EPS surprise was +11.43%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total non-performing assets: $121.23 million versus the two-analyst average estimate of $108.29 million.
- Efficiency Ratio: 65.7% versus 65.7% estimated by two analysts on average.
- Net Interest Margin: 2.9% versus the two-analyst average estimate of 2.8%.
- Total nonperforming loans: $110.76 million versus $104.87 million estimated by two analysts on average.
- Total interest earning assets (FTE) - Average Balance: $23.73 billion versus the two-analyst average estimate of $23.84 billion.
- Net charge-offs to average loans: 0.3% versus 0.3% estimated by two analysts on average.
- Net Interest Income - FTE: $171.37 million compared to the $166.05 million average estimate based on two analysts.
- Total Non-Interest Income: $43.56 million versus the two-analyst average estimate of $44.35 million.
- Net Interest Income: $164.94 million versus $159.55 million estimated by two analysts on average.
View all Key Company Metrics for Simmons First National here>>>Shares of Simmons First National have returned +1.3% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.