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OppFi Inc. (OPFI) Hit a 52 Week High, Can the Run Continue?

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Have you been paying attention to shares of OppFi Inc. (OPFI - Free Report) ? Shares have been on the move with the stock up 81.2% over the past month. The stock hit a new 52-week high of $14.41 in the previous session. OppFi Inc. has gained 81.2% since the start of the year compared to the 25.6% move for the Zacks Business Services sector and the 27.8% return for the Zacks Financial Transaction Services industry.

What's Driving the Outperformance?

The stock has an impressive record of positive earnings surprises, as it hasn't missed our earnings consensus estimate in any of the last four quarters. In its last earnings report on November 7, 2024, OppFi reported EPS of $0.33 versus consensus estimate of $0.21.

For the current fiscal year, OppFi is expected to post earnings of $1 per share on $520 million in revenues.

Valuation Metrics

While OppFi has moved to its 52-week high in the recent past, investors need to be asking, what is next for the company? A key aspect of this question is taking a look at valuation metrics in order to determine if the company is due for a pullback from this level.

On this front, we can look at the Zacks Style Scores, as they provide investors with an additional way to sort through stocks (beyond looking at the Zacks Rank of a security). These styles are represented by grades running from A to F in the categories of Value, Growth, and Momentum, while there is a combined VGM Score as well. The idea behind the style scores is to help investors pick the most appropriate Zacks Rank stocks based on their individual investment style.

OppFi has a Value Score of A. The stock's Growth and Momentum Scores are A and F, respectively, giving the company a VGM Score of A.

In terms of its value breakdown, the stock currently trades at 13.9X current fiscal year EPS estimates, which is not in-line with the peer industry average of 14.2X. On a trailing cash flow basis, the stock currently trades at 26.3X versus its peer group's average of 10.1X. This isn't enough to put the company in the top echelon of all stocks we cover from a value perspective.

Zacks Rank

We also need to consider the stock's Zacks Rank, as this supersedes any trend on the style score front. Fortunately, OppFi currently has a Zacks Rank of #1 (Strong Buy) thanks to rising earnings estimates.

Since we recommend that investors select stocks carrying Zacks Rank of 1 (Strong Buy) or 2 (Buy) and Style Scores of A or B, it looks as if OppFi meets the list of requirements. Thus, it seems as though OppFi shares could have a bit more room to run in the near term.


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