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Compared to Estimates, JPMorgan Chase & Co. (JPM) Q1 Earnings: A Look at Key Metrics
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For the quarter ended March 2025, JPMorgan Chase & Co. (JPM - Free Report) reported revenue of $45.31 billion, up 8.1% over the same period last year. EPS came in at $5.07, compared to $4.63 in the year-ago quarter.
The reported revenue represents a surprise of +4.82% over the Zacks Consensus Estimate of $43.23 billion. With the consensus EPS estimate being $4.62, the EPS surprise was +9.74%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how JPMorgan Chase & Co. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net loan charged-off on Average loans (Total retained loans): 0.7% versus the six-analyst average estimate of 0.7%.
Book value per share: $119.24 compared to the $117.88 average estimate based on five analysts.
Total Interest Earning Assets - Average Balance: $3,668.38 billion compared to the $3,563.10 billion average estimate based on four analysts.
Total Non-Performing Assets: $9.11 billion versus the four-analyst average estimate of $9.81 billion.
Consumer & Community Banking- Revenue By Line of Business- Card Services & Auto: $6.85 billion versus $6.32 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +11.5% change.
Total Net Revenue- Line of Business Net Revenue- Commercial & Investment Bank: $19.67 billion versus the two-analyst average estimate of $19.66 billion.
Commercial & Investment Bank- Revenue by Business- Payments: $4.57 billion versus the two-analyst average estimate of $4.87 billion.
Commercial & Investment Bank- Revenue by Business- Total Banking & Payments: $8.75 billion compared to the $9.39 billion average estimate based on two analysts.
Commercial & Investment Bank- Revenue by Business- Fixed Income Markets: $5.85 billion versus $5.99 billion estimated by two analysts on average.
Commercial & Investment Bank- Revenue by Business- Equity Markets: $3.81 billion versus the two-analyst average estimate of $3.17 billion.
Consumer & Community Banking- Revenue By Line of Business- Home Lending: $1.21 billion versus the two-analyst average estimate of $1.23 billion. The reported number represents a year-over-year change of +1.8%.
Commercial & Investment Bank- Revenue by Business- Total Markets & Securities Services: $10.91 billion versus the two-analyst average estimate of $10.27 billion.
Shares of JPMorgan Chase & Co. have returned +0.9% over the past month versus the Zacks S&P 500 composite's -6.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Compared to Estimates, JPMorgan Chase & Co. (JPM) Q1 Earnings: A Look at Key Metrics
For the quarter ended March 2025, JPMorgan Chase & Co. (JPM - Free Report) reported revenue of $45.31 billion, up 8.1% over the same period last year. EPS came in at $5.07, compared to $4.63 in the year-ago quarter.
The reported revenue represents a surprise of +4.82% over the Zacks Consensus Estimate of $43.23 billion. With the consensus EPS estimate being $4.62, the EPS surprise was +9.74%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how JPMorgan Chase & Co. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net loan charged-off on Average loans (Total retained loans): 0.7% versus the six-analyst average estimate of 0.7%.
- Book value per share: $119.24 compared to the $117.88 average estimate based on five analysts.
- Total Interest Earning Assets - Average Balance: $3,668.38 billion compared to the $3,563.10 billion average estimate based on four analysts.
- Total Non-Performing Assets: $9.11 billion versus the four-analyst average estimate of $9.81 billion.
- Consumer & Community Banking- Revenue By Line of Business- Card Services & Auto: $6.85 billion versus $6.32 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +11.5% change.
- Total Net Revenue- Line of Business Net Revenue- Commercial & Investment Bank: $19.67 billion versus the two-analyst average estimate of $19.66 billion.
- Commercial & Investment Bank- Revenue by Business- Payments: $4.57 billion versus the two-analyst average estimate of $4.87 billion.
- Commercial & Investment Bank- Revenue by Business- Total Banking & Payments: $8.75 billion compared to the $9.39 billion average estimate based on two analysts.
- Commercial & Investment Bank- Revenue by Business- Fixed Income Markets: $5.85 billion versus $5.99 billion estimated by two analysts on average.
- Commercial & Investment Bank- Revenue by Business- Equity Markets: $3.81 billion versus the two-analyst average estimate of $3.17 billion.
- Consumer & Community Banking- Revenue By Line of Business- Home Lending: $1.21 billion versus the two-analyst average estimate of $1.23 billion. The reported number represents a year-over-year change of +1.8%.
- Commercial & Investment Bank- Revenue by Business- Total Markets & Securities Services: $10.91 billion versus the two-analyst average estimate of $10.27 billion.
View all Key Company Metrics for JPMorgan Chase & Co. here>>>Shares of JPMorgan Chase & Co. have returned +0.9% over the past month versus the Zacks S&P 500 composite's -6.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.