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Dime Community (DCOM) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended March 2025, Dime Community (DCOM - Free Report) reported revenue of $103.85 million, up 26.6% over the same period last year. EPS came in at $0.57, compared to $0.38 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $105.99 million, representing a surprise of -2.02%. The company delivered an EPS surprise of +3.64%, with the consensus EPS estimate being $0.55.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Dime Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 63.1% versus 55% estimated by two analysts on average.
  • Net Interest Margin: 3% versus the two-analyst average estimate of 2.9%.
  • Average Balance - Total interest-earning assets: $12.96 billion compared to the $13.33 billion average estimate based on two analysts.
  • Net Interest Income: $94.21 million compared to the $96.10 million average estimate based on two analysts.
  • BOLI income: $3.99 million compared to the $4.25 million average estimate based on two analysts.
  • Loan level derivative income: $0.06 million versus $0.40 million estimated by two analysts on average.
  • Non-interest income- Other: $0.71 million compared to the $0.50 million average estimate based on two analysts.
  • Service charges and other fees: $4.64 million compared to the $4.09 million average estimate based on two analysts.
  • Total Non-Interest Income: $9.63 million versus the two-analyst average estimate of $9.88 million.
View all Key Company Metrics for Dime Community here>>>

Shares of Dime Community have returned -12.4% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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