We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
QCR Holdings (QCRH) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Read MoreHide Full Article
For the quarter ended March 2025, QCR Holdings (QCRH - Free Report) reported revenue of $76.88 million, down 5.7% over the same period last year. EPS came in at $1.53, compared to $1.59 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $86.85 million, representing a surprise of -11.48%. The company delivered an EPS surprise of +0.66%, with the consensus EPS estimate being $1.52.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how QCR Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio (Non-GAAP): 60.5% versus the three-analyst average estimate of 57.5%.
Net interest margin (GAAP): 3% compared to the 3.2% average estimate based on three analysts.
Average Balance - Total earning assets: $8.24 billion versus the two-analyst average estimate of $8.31 billion.
Net charge-offs as a % of average loans/leases: 0.1% compared to the 0.2% average estimate based on two analysts.
Total noninterest income: $16.89 million compared to the $26 million average estimate based on three analysts.
Net Interest Income: $59.99 million compared to the $60.84 million average estimate based on two analysts.
Capital markets revenue: $6.52 million versus $14.13 million estimated by two analysts on average.
Deposit service fees: $2.18 million compared to the $2.22 million average estimate based on two analysts.
Gains on sales of residential real estate loans: $0.30 million versus $0.65 million estimated by two analysts on average.
Net interest income - tax equivalent (non-GAAP): $69.50 million versus the two-analyst average estimate of $70.91 million.
Shares of QCR Holdings have returned -10.8% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
QCR Holdings (QCRH) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended March 2025, QCR Holdings (QCRH - Free Report) reported revenue of $76.88 million, down 5.7% over the same period last year. EPS came in at $1.53, compared to $1.59 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $86.85 million, representing a surprise of -11.48%. The company delivered an EPS surprise of +0.66%, with the consensus EPS estimate being $1.52.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how QCR Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio (Non-GAAP): 60.5% versus the three-analyst average estimate of 57.5%.
- Net interest margin (GAAP): 3% compared to the 3.2% average estimate based on three analysts.
- Average Balance - Total earning assets: $8.24 billion versus the two-analyst average estimate of $8.31 billion.
- Net charge-offs as a % of average loans/leases: 0.1% compared to the 0.2% average estimate based on two analysts.
- Total noninterest income: $16.89 million compared to the $26 million average estimate based on three analysts.
- Net Interest Income: $59.99 million compared to the $60.84 million average estimate based on two analysts.
- Capital markets revenue: $6.52 million versus $14.13 million estimated by two analysts on average.
- Deposit service fees: $2.18 million compared to the $2.22 million average estimate based on two analysts.
- Gains on sales of residential real estate loans: $0.30 million versus $0.65 million estimated by two analysts on average.
- Net interest income - tax equivalent (non-GAAP): $69.50 million versus the two-analyst average estimate of $70.91 million.
View all Key Company Metrics for QCR Holdings here>>>Shares of QCR Holdings have returned -10.8% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.