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First Community (FCCO) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
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For the quarter ended March 2025, First Community (FCCO - Free Report) reported revenue of $18.37 million, up 20.4% over the same period last year. EPS came in at $0.51, compared to $0.34 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $17.44 million, representing a surprise of +5.34%. The company delivered an EPS surprise of +8.51%, with the consensus EPS estimate being $0.47.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net interest margin (taxable equivalent): 3.1% versus the two-analyst average estimate of 3.1%.
Efficiency Ratio: 69.2% versus the two-analyst average estimate of 71.4%.
Total Non-Interest Income: $3.98 million compared to the $3.55 million average estimate based on two analysts.
Shares of First Community have returned -1.9% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Community (FCCO) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended March 2025, First Community (FCCO - Free Report) reported revenue of $18.37 million, up 20.4% over the same period last year. EPS came in at $0.51, compared to $0.34 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $17.44 million, representing a surprise of +5.34%. The company delivered an EPS surprise of +8.51%, with the consensus EPS estimate being $0.47.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (taxable equivalent): 3.1% versus the two-analyst average estimate of 3.1%.
- Efficiency Ratio: 69.2% versus the two-analyst average estimate of 71.4%.
- Total Non-Interest Income: $3.98 million compared to the $3.55 million average estimate based on two analysts.
View all Key Company Metrics for First Community here>>>Shares of First Community have returned -1.9% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.