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Worried About Big Tech Overload? Try the New TOPC ETF

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Key Takeaways

  • BlackRock launched a new ETF, TOPC, to curb growing concerns about market concentration.
  • The ETF tracks the S&P 500 3% Capped Index, capping each stock's weight at 3% to reduce concentration risk.
  • As tech giants dominating the S&P 500 are failing this year due to tariff tantrum, TOPC helps reduce risk.

BlackRock has just launched a new ETF — the iShares S&P 500 3% Capped ETF (TOPC - Free Report) — and it's a pretty interesting move in response to growing concerns about market concentration. The ETF tracks the S&P 500 3% Capped Index, which limits the weighting of individual stocks to no more than 3%.

This approach redistributes excess weight from mega-cap stocks like Big Tech (which has been underperforming this year) to smaller constituents within the index, aiming to provide a more balanced market exposure.

Note that the Big Tech stock-focused fund — Roundhill Magnificent Seven ETF (MAGS - Free Report) — has lost 21.6% so far this year (as of April 17, 2025).

Inside TOPC

The fund’s five holdings are: Microsoft (3.02%), Apple (2.87%), NVIDIA (2.77%), Amazon (2.74%) and Meta (2.55%). Financial Services (10.16%), Software & Services (9.01%) and Media & Entertainment (7.73%) are the top three sectors of the fund. TOPC’s expense ratio is 0.15% and net expense ratio is 0.09%.

In contrast, the regular S&P 500 ETF VOO puts 7.24% focus on Apple, followed by NVIDIA (6.07%), Microsoft (5.84%), Amazon (3.93%) and Meta (2.88%). The VOO ETF charges 3 bps in fees (read: 5 Good ETFs to Invest in and Forget).

Diversification Offered by TOPC

By capping the influence of large-cap companies like Apple, Microsoft and NVIDIA — which have recently surpassed 6% each in uncapped benchmarks — TOPC encourages greater issuer and sector diversification.

Part of the iShares Build Suite

TOPC is part of BlackRock’s iShares Build suite — a collection of core, low-cost ETFs intended for both retail and institutional investors. Following a recent expense reduction, TOPC now offers a competitive net expense ratio of 0.09%, making it an accessible option for those seeking strategic market exposure.

How Does It Fit in the Portfolio?

As a handful of tech giants increasingly dominate the market, TOPC is as a timely innovation for those looking to reduce concentration risk while retaining broad-market participation.

To ensure continuous exposure, especially during index rebalancing periods, the ETF is permitted to allocate up to 20% of its net assets to futures, options, or cash strategies. This flexibility supports the fund’s goal of maintaining consistent and diversified coverage of the S&P 500 universe.

Any Competition?

While most S&P 500-based ETFs follow the regular index,Invesco S&P 500 Equal Weight ETF RSP is a little different and can offer competition to the newbie TOPC.


 


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Roundhill Magnificent Seven ETF (MAGS) - free report >>

iShares S&P 500 3% Capped ETF (TOPC) - free report >>

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