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Berkshire Hills (BHLB) Reports Q1 Earnings: What Key Metrics Have to Say

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Berkshire Hills Bancorp (BHLB - Free Report) reported $110.44 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 2.8%. EPS of $0.60 for the same period compares to $0.49 a year ago.

The reported revenue represents a surprise of -0.61% over the Zacks Consensus Estimate of $111.12 million. With the consensus EPS estimate being $0.54, the EPS surprise was +11.11%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Berkshire Hills performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 59.5% compared to the 66.6% average estimate based on three analysts.
  • Net interest margin, FTE: 3.2% versus 3.2% estimated by three analysts on average.
  • Average Balance - Total earning assets: $11.24 billion versus $11.35 billion estimated by two analysts on average.
  • Total non-interest income: $20.67 million versus the three-analyst average estimate of $21.37 million.
  • Net Interest Income: $89.77 million versus $89.98 million estimated by two analysts on average.
View all Key Company Metrics for Berkshire Hills here>>>

Shares of Berkshire Hills have returned -9.1% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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