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Here's What Key Metrics Tell Us About Webster Financial (WBS) Q1 Earnings
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For the quarter ended March 2025, Webster Financial (WBS - Free Report) reported revenue of $704.8 million, up 5.7% over the same period last year. EPS came in at $1.30, compared to $1.35 in the year-ago quarter.
The reported revenue represents a surprise of -1.41% over the Zacks Consensus Estimate of $714.9 million. With the consensus EPS estimate being $1.38, the EPS surprise was -5.80%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Webster Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.5% versus the five-analyst average estimate of 3.4%.
Efficiency Ratio: 45.8% versus 48.3% estimated by five analysts on average.
Net charge-offs/average loans and leases (annualized): 0.4% versus 0.3% estimated by four analysts on average.
Average balance - Total interest-earning assets: $72.85 billion versus $71.90 billion estimated by four analysts on average.
Total nonperforming loans and leases: $564.40 million compared to the $481.93 million average estimate based on two analysts.
Total Non-Interest Income: $92.61 million compared to the $93.68 million average estimate based on five analysts.
Net Interest Income: $612.19 million versus $616.12 million estimated by four analysts on average.
Wealth and investment services: $7.79 million versus $8.53 million estimated by four analysts on average.
Loan and lease related fees: $17.62 million versus the four-analyst average estimate of $19.09 million.
Deposit service fees: $38.90 million compared to the $40.48 million average estimate based on four analysts.
Increase in cash surrender value of life insurance policies: $7.99 million versus $7.28 million estimated by three analysts on average.
Non-interest income- Other income: $20.09 million versus the three-analyst average estimate of $19.17 million.
Shares of Webster Financial have returned -9.8% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Here's What Key Metrics Tell Us About Webster Financial (WBS) Q1 Earnings
For the quarter ended March 2025, Webster Financial (WBS - Free Report) reported revenue of $704.8 million, up 5.7% over the same period last year. EPS came in at $1.30, compared to $1.35 in the year-ago quarter.
The reported revenue represents a surprise of -1.41% over the Zacks Consensus Estimate of $714.9 million. With the consensus EPS estimate being $1.38, the EPS surprise was -5.80%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Webster Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.5% versus the five-analyst average estimate of 3.4%.
- Efficiency Ratio: 45.8% versus 48.3% estimated by five analysts on average.
- Net charge-offs/average loans and leases (annualized): 0.4% versus 0.3% estimated by four analysts on average.
- Average balance - Total interest-earning assets: $72.85 billion versus $71.90 billion estimated by four analysts on average.
- Total nonperforming loans and leases: $564.40 million compared to the $481.93 million average estimate based on two analysts.
- Total Non-Interest Income: $92.61 million compared to the $93.68 million average estimate based on five analysts.
- Net Interest Income: $612.19 million versus $616.12 million estimated by four analysts on average.
- Wealth and investment services: $7.79 million versus $8.53 million estimated by four analysts on average.
- Loan and lease related fees: $17.62 million versus the four-analyst average estimate of $19.09 million.
- Deposit service fees: $38.90 million compared to the $40.48 million average estimate based on four analysts.
- Increase in cash surrender value of life insurance policies: $7.99 million versus $7.28 million estimated by three analysts on average.
- Non-interest income- Other income: $20.09 million versus the three-analyst average estimate of $19.17 million.
View all Key Company Metrics for Webster Financial here>>>Shares of Webster Financial have returned -9.8% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.