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Compared to Estimates, First Financial (FFBC) Q1 Earnings: A Look at Key Metrics
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For the quarter ended March 2025, First Financial Bancorp (FFBC - Free Report) reported revenue of $201.59 million, up 3.3% over the same period last year. EPS came in at $0.63, compared to $0.59 in the year-ago quarter.
The reported revenue represents a surprise of -5.53% over the Zacks Consensus Estimate of $213.4 million. With the consensus EPS estimate being $0.63, the company has not delivered EPS surprise.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.8% versus 3.9% estimated by two analysts on average.
Efficiency Ratio: 63.9% versus the two-analyst average estimate of 60.1%.
Total Noninterest Income: $51.08 million versus $63.35 million estimated by two analysts on average.
Shares of First Financial have returned -5.9% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Compared to Estimates, First Financial (FFBC) Q1 Earnings: A Look at Key Metrics
For the quarter ended March 2025, First Financial Bancorp (FFBC - Free Report) reported revenue of $201.59 million, up 3.3% over the same period last year. EPS came in at $0.63, compared to $0.59 in the year-ago quarter.
The reported revenue represents a surprise of -5.53% over the Zacks Consensus Estimate of $213.4 million. With the consensus EPS estimate being $0.63, the company has not delivered EPS surprise.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.8% versus 3.9% estimated by two analysts on average.
- Efficiency Ratio: 63.9% versus the two-analyst average estimate of 60.1%.
- Total Noninterest Income: $51.08 million versus $63.35 million estimated by two analysts on average.
View all Key Company Metrics for First Financial here>>>Shares of First Financial have returned -5.9% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.