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Compared to Estimates, RBB (RBB) Q1 Earnings: A Look at Key Metrics

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RBB (RBB - Free Report) reported $28.46 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 0.7%. EPS of $0.13 for the same period compares to $0.43 a year ago.

The reported revenue represents a surprise of -1.11% over the Zacks Consensus Estimate of $28.78 million. With the consensus EPS estimate being $0.38, the EPS surprise was -65.79%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how RBB performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 65.1% versus 62.4% estimated by two analysts on average.
  • Net interest margin: 2.9% versus 2.8% estimated by two analysts on average.
  • Net charge-offs to average loans: 0.4% versus the two-analyst average estimate of 0.2%.
  • Net Interest Income: $26.16 million versus the two-analyst average estimate of $26.07 million.
  • Gain on sale of loans: $0.08 million compared to the $0.40 million average estimate based on two analysts.
  • Total noninterest income: $2.30 million versus $2.78 million estimated by two analysts on average.
View all Key Company Metrics for RBB here>>>

Shares of RBB have returned -4.9% over the past month versus the Zacks S&P 500 composite's -4.3% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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