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XL Group's Global Brand Arms Professionals With Better Cover

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XL Group Ltd’s global brand XL Catlin recently added two optional coverages to its professional liability insurance services in a bid to provide better insurance facilities to professionals in Canada. These include Employment Practices Liability (EPL) Insurance and Cyber Insurance coverage.     

Technological advancements at present have paved ways for service delivery by architectural and engineering firms. Hence, the design sector is prone to various emerging hazards. EPL litigations against design professionals are on the verge of rise and their drastic results are quite evident. The optional Employment Practices Liability coverage addresses risks, encountered by such architects, engineers and other design professionals. In addition, the coverage deals with the probable claims arising out of fraudulent employment practices.

Design professionals these days are hugely dependent on complex integrated design software for day-to-day project management and client relationship activities. Frequent cyber attacks too may leave an adverse impact on the design firms’ finances as well as reputation. This optional coverage has been devised to attend such financial and reputational perils.

XL Catlin’s Cyber Suite for Design Professionals also comprises a 24/7 data breach hotline and other cyber management resources. It also consists of a Privacy & Network Security Liability insurance protection to address a variety of tough scenarios like failure to protect personal and confidential business information, data breach as well as wrongful act by employees and transmission of malware to third parties. It also offers a Supplementary Payments Coverage to tackle crisis events as well as manage administrative and regulatory expenses. Plus, it contains a broad definition of Insured person, Employment Practice Wrongful Act, protection for written employee contract claims and third-party coverage for claims from non-employees.

The insurer has always remained committed to negotiating the various needs of its customers through product enhancements as well as new product launches. Recently, on Sep 8, the company had introduced a new online platform, VB-Bind Speed, to cater to the growing insurance needs of personal & business aviation industry. This policy is expected to add more capabilities to the company’s product and service portfolio, thereby enhancing its revenues at the same time.

Zacks Rank and Share Price Movement

XL Group Ltd carries a Zacks Rank #3 (Hold). Shares of the company have underperformed the industry in a year’s time. While XL Group Ltd’s shares have rallied 16.7, the industry has registered a gain of 24.2%. Diversified product offerings and strategic acquisitions should continue to drive the shares higher.

 

 

Stocks to Consider

A few better-ranked stocks from the insurance industry are Atlas Financial Holdings, Inc , Markel Corporation (MKL - Free Report) and Mercury General Corporation (MCY - Free Report) , each sporting a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

Atlas Financial Holdings engages in underwriting commercial automobile insurance policies in the United States. The company delivered positive surprises in two of the last four quarters with an average beat of 57.9%

Markel Corporation markets and underwrites specialty insurance products in the United States and internationally. The company delivered positive surprises in two of the last four quarters with an average beat of 21.1%

Mercury General Corporation engages in writing personal automobile insurance in the United States. The company delivered positive surprises in three of the last four quarters with an average beat of 1.1%.

4 Promising Stock Picks to Keep an Eye On

 With news stories about computer hacking and identity theft becoming increasingly commonplace, the cybersecurity industry looks like a promising investment opportunity. But which stocks should you buy? Zacks just released Cybersecurity: An Investor’s Guide to Locking Down Profits to help answer this question.

 This new Special Report gives you the information you need to make well-informed investment choices in this space. More importantly, it also highlights 4 cybersecurity picks with strong profit potential.

Get the new Investing Guide now>>


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