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Fifth Third (FITB) Displays Revenue & Earnings Strength

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In the Q2 earnings season, the Finance sector was one of the best performers. Though uncertainty over further interest rate hikes on mixed U.S. economic data and increasing signals of rising political commotion are perceived, we can still have some of the banking stocks based on strong fundamentals and solid long-term growth opportunity.

Fifth Third Bancorp (FITB - Free Report) is one such stock. While the bank has a record of elevated expenses, its revenue performance and improving efficiency level through the implementation of various strategies should not disappoint investors.

Looking at the fundamentals, Fifth Third has a diverse revenue base which is likely to support its earnings growth. With solid capital levels, the bank continues to focus on core deposit growth in its retail and commercial franchises by improving customer satisfaction, building full relationships and offering competitive rates.

In 2016 and the first half of 2017, the company reported improving net interest margin (NIM) after years for facing a declining trend. Moreover, its net interest income (NII) is anticipated to benefit from loan growth and improved loan yields. Compared with second-quarter 2017, net interest income is likely to grow 2% from the adjusted figure. NIM is expected to expand 2 basis points in the third quarter, from adjusted NIM on a sequential basis.

Over the last few months, the company has closed or announced plans to close branches representing 12% of its branch network. Also, Fifth Third is focused on strategic investments through North Star initiatives, which are likely to result in revenue growth, expense savings and operational excellence.

Nonetheless, consistently rising operating expenses remain a major concern for the company. Its ongoing strategic investments in several areas, including technology, could lead to further escalate costs in the near term.

Stocks to Consider

Other stocks in the same space worth considering include First Commonwealth Financial Corporation (FCF - Free Report) , FB Financial Corporation (FBK - Free Report) and Salisbury Bancorp, Inc. . All three have experienced upward earnings estimate revisions over the last 60 days.

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