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Why Unitil (UTL) is a Great Dividend Stock

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Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.

While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends make up large portions of long-term returns, and in many cases, dividend contributions surpass one-third of total returns.

Unitil in Focus

Headquartered in Hampton, Unitil (UTL - Free Report) is a Utilities stock that has seen a price change of 12.12% so far this year. Currently paying a dividend of $0.37 per share, the company has a dividend yield of 2.85%. In comparison, the Utility - Electric Power industry's yield is 3.34%, while the S&P 500's yield is 1.78%.

Taking a look at the company's dividend growth, its current annualized dividend of $1.46 is up 1.4% from last year. In the past five-year period, Unitil has increased its dividend 4 times on a year-over-year basis for an average annual increase of 1.30%. Any future dividend growth will depend on both earnings growth and the company's payout ratio; a payout ratio is the proportion of a firm's annual earnings per share that it pays out as a dividend. Unitil's current payout ratio is 65%. This means it paid out 65% of its trailing 12-month EPS as dividend.

Earnings growth looks solid for UTL for this fiscal year. The Zacks Consensus Estimate for 2018 is $2.20 per share, with earnings expected to increase 6.80% from the year ago period.

Bottom Line

Investors like dividends for many reasons; they greatly improve stock investing profits, decrease overall portfolio risk, and carry tax advantages, among others. But, not every company offers a quarterly payout.

For instance, it's a rare occurrence when a tech start-up or big growth business offers their shareholders a dividend. It's more common to see larger companies with more established profits give out dividends. During periods of rising interest rates, income investors must be mindful that high-yielding stocks tend to struggle. That said, they can take comfort from the fact that UTL is not only an attractive dividend play, but is also a compelling investment opportunity with a Zacks Rank of #2 (Buy).


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