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Synchrony Financial's (SYF) Q2 Earnings Surpass Estimates

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Have you been eager to see how Synchrony Financial (SYF - Free Report) performed in Q2 in comparison with the market expectations? Let’s quickly scan through the key facts from this popular global professional services company’s earnings release this morning.

An Earnings Beat

Synchrony Financial came out with adjusted earnings of 92 cents per share, which beat the Zacks Consensus Estimate of 82 cents.

Earnings Surprise History

Synchrony Financial has a decent earnings surprise history. The company delivered positive surprises in each of the last four quarters, with an average beat of 9.46%.

Key Q2 Statistics

Net interest income increased 3% year over year to $3.7 billion.

Provision for loan losses decreased 3% to $1.3 billion over the prior year quarter.

Net interest margin decreased 72 basis points to 15.33%.

Return on assets was 2.9% and return on equity was 19.4%.

Efficiency ratio was 31.0%, up 10 basis points year over year.

What Zacks Rank Says

Synchrony Financial carries a Zacks Rank #3 (Hold). However, since the latest earnings performance yet to be reflected in the estimate revisions, the rank is subject to change. While things apparently look favorable, it all depends on what sense the just-released report makes to the analysts. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Check back later for our full write up on this Synchrony Financial earnings report!

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