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Heartland Financial USA (HTLF)

(Delayed Data from NSDQ)

$65.58 USD

65.58
93,471

-0.49 (-0.74%)

Updated Nov 15, 2024 04:00 PM ET

After-Market: $65.58 0.00 (0.00%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.10%
2Buy17.80%
3Hold9.50%
4Sell2.70%
5Strong Sell2.70%
S&P50011.20%

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5-Strong Sell of 5         5

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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D Value F Growth A Momentum F VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 18% (45 out of 250)

Industry: Banks - Midwest

Income Statements

Research for HTLF

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year end for Heartland Financial USA, Inc falls in the month of December .

All items in Millions except EPS data.

12/31/23 12/31/22 12/31/21 12/31/20 12/31/19
Sales 933 803 718 657 631
Cost Of Goods 320 57 15 30 64
Gross Profit 613 746 703 627 567
Selling & Adminstrative & Depr. & Amort Expenses 473 451 409 433 363
Income After Depreciation & Amortization 140 295 294 194 204
Non-Operating Income -10 -8 -5 -5 -3
Interest Expense 33 20 13 15 17
Pretax Income 97 268 275 174 184
Income Taxes 17 56 55 36 35
Minority Interest 0 0 0 0 0
Investment Gains/Losses 0 0 0 0 0
Other Income/Charges 0 0 0 0 0
Income From Cont. Operations 80 212 220 138 149
Extras & Discontinued Operations 0 0 0 0 0
Net Income (GAAP) 80 212 220 138 149
Depreciation Footnote 12/31/23 12/31/22 12/31/21 12/31/20 12/31/19
Income Before Depreciation & Amortization 190 379 373 237 255
Depreciation & Amortization (Cash Flow) 50 84 79 43 51
Income After Depreciation & Amortization 140 295 294 194 204
Earnings Per Share Data 12/31/23 12/31/22 12/31/21 12/31/20 12/31/19
Average Shares 42.79 42.63 42.41 37.36 36.06
Diluted EPS Before Non-Recurring Items 4.53 4.86 5.04 3.69 4.14
Diluted Net EPS (GAAP) 1.68 4.79 5.00 3.57 4.14

Fiscal Year end for Heartland Financial USA, Inc falls in the month of December .

All items in Millions except EPS data.

9/30/24 6/30/24 3/31/24 12/31/23 9/30/23
Sales 272.79 273.84 279.39 144.09 273.82
Cost Of Goods 82.98 80.50 84.13 88.07 92.74
Gross Profit 189.81 193.34 195.25 56.01 181.07
SG&A, R&D, and Dept/Amort Expenses 92.20 119.28 113.20 137.66 110.15
Income After SG&A, R&D, and Dept/Amort Expenses 97.61 74.06 82.05 -81.65 70.92
Non-Operating Income NA -5.97 -1.38 -4.37 -2.43
Interest Expense 12.92 16.39 13.37 11.68 6.93
Pretax Income 84.69 51.70 67.30 -97.69 61.57
Income Taxes 20.53 11.95 15.59 -27.32 13.48
Minority Interest NA 0.00 0.00 0.00 0.00
Investment Gains/Losses NA 0.00 0.00 0.00 0.00
Other Income/Charges NA 0.00 0.00 0.00 0.00
Income From Cont. Operations 64.15 39.74 51.71 -70.36 48.09
Extras & Discontinued Operations 0.00 0.00 0.00 0.00 0.00
Net Income (GAAP) 64.15 39.74 51.71 -70.36 48.09
Earnings Per Share Data 9/30/24 6/30/24 3/31/24 12/31/23 9/30/23
Average Shares 43.20 43.06 42.92 42.84 42.81
Diluted EPS Before Non-Recurring Items 1.17 1.15 1.22 1.06 1.12
Diluted Net EPS (GAAP) 1.44 0.88 1.16 -1.70 1.08