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NBT Bancorp (NBTB)

(Real Time Quote from BATS)

$49.21 USD

49.21
35,005

+0.05 (0.10%)

Updated Jul 31, 2024 02:24 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.03%
2Buy17.70%
3Hold9.37%
4Sell5.03%
5Strong Sell2.48%
S&P50011.19%

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2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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D Value D Growth C Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 13% (32 out of 251)

Industry: Banks - Northeast

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Balance Sheet

Research for NBTB

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for NBT Bancorp Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 205 197 1,269 673 217
Receivables 9,536 8,049 7,406 7,389 7,063
Notes Receivable 0 0 0 0 0
Inventories 3 1 1 1 12
Other Current Assets 0 0 0 0 0
Total Current Assets 9,745 8,247 8,676 8,063 7,292
Net Property & Equipment 81 69 72 74 76
Investments & Advances 2,420 2,522 2,479 2,023 1,678
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 402 289 289 292 287
Deposits & Other Assets 662 612 495 480 384
Total Assets 13,309 11,739 12,012 10,933 9,716
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 387 585 98 168 655
Accounts Payable 10,969 9,496 10,234 9,082 7,588
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 11,356 10,081 10,332 9,250 8,243
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 251 203 214 238 165
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 277 282 216 257 187
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 11,883 10,566 10,762 9,745 8,596
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 1 1 1 1 1
Capital Surplus 741 578 577 578 577
Retained Earnings 1,022 958 856 749 696
Other Equity -161 -190 -23 0 -19
Treasury Stock 177 173 160 140 134
Total Shareholder's Equity 1,426 1,174 1,250 1,188 1,120
Total Liabilities & Shareholder's Equity 13,309 11,739 12,012 10,933 9,716
Total Common Equity 1,426 1,174 1,250 1,188 1,120
Shares Outstanding 47.10 42.80 43.30 43.60 43.70
Book Value Per Share 30.27 27.42 28.88 27.24 25.64

Fiscal Year End for NBT Bancorp Inc falls in the month of December.

All items in Millions except Per Share data.

6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Assets          
Cash & Equivalents -99,791 319 205 673 202
Receivables 9,734 9,573 9,536 9,553 8,258
Notes Receivable NA 0 0 0 0
Inventories 3 3 3 4 2
Other Current Assets NA 0 0 0 0
Total Current Assets 9,945 9,895 9,745 10,230 8,461
Net Property & Equipment 79 80 81 83 67
Investments & Advances 2,397 2,386 2,420 2,399 2,454
Other Non-Current Assets NA 0 0 0 0
Deferred Charges NA 0 0 0 0
Intangibles 399 401 402 403 288
Deposits & Other Assets 683 677 662 713 621
Total Assets 13,502 13,439 13,309 13,828 11,891
Liabilities & Shareholders Equity 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Notes Payable 225 267 387 490 652
Accounts Payable 11,271 11,195 10,969 11,401 9,530
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 0 0 0 0
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities 11,496 11,462 11,356 11,892 10,182
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt 251 251 251 250 228
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities 292 277 323 270
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities 12,040 11,998 11,883 12,465 10,680
Shareholders Equity 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Preferred Stock NA 0 0 0 0
Common Stock (Par) NA 1 1 1 1
Capital Surplus NA 741 741 741 578
Retained Earnings NA 1,041 1,022 1,006 997
Other Equity NA -164 -161 -208 -190
Treasury Stock NA 176 177 177 175
Total Shareholder's Equity 1,462 1,441 1,426 1,363 1,210
Total Liabilities & Shareholder's Equity 13,502 13,439 13,309 13,828 11,891
Total Common Equity 101,461 1,441 1,426 1,363 1,210
Shares Outstanding 47.10 47.10 47.10 42.70 42.90
Book Value Per Share 2,154.16 30.60 30.27 31.92 28.22