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Stellar Bancorp, Inc. (STEL)

(Delayed Data from NYSE)

$29.69 USD

29.69
166,592

+0.33 (1.12%)

Updated Nov 8, 2024 04:00 PM ET

After-Market: $29.65 -0.04 (-0.13%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.10%
2Buy17.80%
3Hold9.50%
4Sell2.70%
5Strong Sell2.70%
S&P50011.20%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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B Value C Growth A Momentum B VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 26% (66 out of 251)

Industry: Banks - Southeast

Balance Sheet

Research for STEL

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for Stellar Bancorp, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 399 372 950 538 372
Receivables 7,878 7,706 2,836 2,883 2,614
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 3 1
Other Current Assets 0 0 0 0 0
Total Current Assets 8,277 8,078 3,786 3,424 2,987
Net Property & Equipment 119 127 58 61 51
Investments & Advances 1,421 1,823 443 256 248
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 10 11 7
Intangibles 614 641 85 85 86
Deposits & Other Assets 217 232 93 99 86
Total Assets 10,647 10,900 4,486 3,949 3,479
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 50 64 0 0 0
Accounts Payable 8,873 9,268 3,831 3,302 2,852
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 11 2 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 8,935 9,334 3,831 3,302 2,853
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 110 109 50 50 50
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 82 74 28 35 24
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 9,126 9,517 3,924 3,403 2,943
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 1 1 0 0 0
Capital Surplus 1,233 1,223 336 339 347
Retained Earnings 406 303 237 214 201
Other Equity -118 -143 3 7 2
Treasury Stock 0 0 14 14 15
Total Shareholder's Equity 1,521 1,383 562 546 536
Total Liabilities & Shareholder's Equity 10,647 10,900 4,486 3,949 3,479
Total Common Equity 1,521 1,383 562 546 536
Shares Outstanding 53.20 52.30 24.50 24.80 26.00
Book Value Per Share 28.59 26.45 22.94 22.03 20.60

Fiscal Year End for Stellar Bancorp, Inc falls in the month of December.

All items in Millions except Per Share data.

9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023
Assets          
Cash & Equivalents 516 490 400 399 302
Receivables 7,506 7,662 7,857 7,878 7,954
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 8,022 8,153 8,257 8,277 8,257
Net Property & Equipment 114 114 116 119 119
Investments & Advances 1,712 1,646 1,539 1,421 1,444
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 0 0 0 0 0
Intangibles 595 602 608 614 620
Deposits & Other Assets 186 209 210 217 225
Total Assets 10,630 10,724 10,729 10,647 10,665
Liabilities & Shareholders Equity 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023
Notes Payable 60 240 215 50 324
Accounts Payable 8,743 8,725 8,795 8,873 8,687
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 17 12 12 11 8
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 8,820 8,978 9,022 8,935 9,018
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 110 110 110 110 110
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 74 67 82 77
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 9,004 9,158 9,199 9,126 9,205
Shareholders Equity 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023
Preferred Stock 0 0 0 0 0
Common Stock (Par) 1 1 1 1 1
Capital Surplus 1,239 1,238 1,235 1,233 1,232
Retained Earnings 475 448 425 406 386
Other Equity -88 -121 -130 -118 -157
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 1,626 1,566 1,531 1,521 1,461
Total Liabilities & Shareholder's Equity 10,630 10,724 10,729 10,647 10,665
Total Common Equity 1,626 1,566 1,531 1,521 1,461
Shares Outstanding 53.40 53.50 53.50 53.20 53.30
Book Value Per Share 30.45 29.27 28.61 28.59 27.41