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United Bancoproration of Alabama (UBAB)

(Delayed Data from OTC)

$50.85 USD

50.85
300

-0.10 (-0.20%)

Updated Aug 23, 2024 03:26 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.68%
2Buy17.55%
3Hold9.21%
4Sell4.93%
5Strong Sell2.36%
S&P50010.96%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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A Value D Growth C Momentum B VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Top 10% (26 out of 251)

Industry: Banks - Southeast

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Balance Sheet

Research for UBAB

The Zacks Equity Research reports, or ZER for short, are our in-house, independently produced research reports.

The ever popular one-page Snapshot reports are generated for virtually every single Zacks Ranked stock. It's packed with all of the company's key stats and salient decision making information. Including the Zacks Rank, Zacks Industry Rank, Style Scores, the Price, Consensus & Surprise chart, graphical estimate analysis and how a stocks stacks up to its peers.

The detailed multi-page Analyst report does an even deeper dive on the company's vital statistics. In addition to all of the proprietary analysis in the Snapshot, the report also visually displays the four components of the Zacks Rank (Agreement, Magnitude, Upside and Surprise); provides a comprehensive overview of the company business drivers, complete with earnings and sales charts; a recap of their last earnings report; and a bulleted list of reasons to buy or sell the stock. It also includes an industry comparison table to see how your stock compares to its expanded industry, and the S&P 500.

Researching stocks has never been so easy or insightful as with the ZER Analyst and Snapshot reports.

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Fiscal Year End for United Bancorporation of Alabama, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 236 281 120 263 98
Receivables 809 717 652 523 454
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 3 0
Other Current Assets 0 0 0 0 0
Total Current Assets 1,045 997 772 788 552
Net Property & Equipment 14 17 17 16 16
Investments & Advances 278 343 296 163 139
Other Non-Current Assets 1 0 0 0 1
Deferred Charges 0 0 0 0 0
Intangibles 7 7 7 0 0
Deposits & Other Assets 45 44 28 21 20
Total Assets 1,390 1,408 1,121 989 728
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 10 10 10
Accounts Payable 1,091 1,169 983 869 619
Current Portion Long-Term Debt 0 0 0 0 0
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 9 8 5 3 7
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 1,100 1,177 998 882 636
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 41 19 13 10 8
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 1 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 1,141 1,196 1,011 892 645
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 124 124 0 0 0
Common Stock (Par) 0 0 0 0 0
Capital Surplus 36 35 34 34 33
Retained Earnings 126 97 79 62 51
Other Equity -26 -35 -2 3 1
Treasury Stock 11 7 2 1 2
Total Shareholder's Equity 249 213 110 97 83
Total Liabilities & Shareholder's Equity 1,390 1,408 1,121 989 728
Total Common Equity 125 89 110 97 83
Shares Outstanding 3.50 3.60 3.70 3.70 3.70
Book Value Per Share 35.68 24.68 29.65 26.18 22.38

Fiscal Year End for United Bancorporation of Alabama, Inc falls in the month of December.

All items in Millions except Per Share data.

6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Assets          
Cash & Equivalents -99,999 221 236 175 169
Receivables NA 821 809 803 785
Notes Receivable NA 0 0 0 0
Inventories NA 0 0 0 0
Other Current Assets NA 0 0 0 0
Total Current Assets NA 1,042 1,045 978 954
Net Property & Equipment NA 14 14 16 16
Investments & Advances NA 287 278 316 333
Other Non-Current Assets NA 1 1 0 0
Deferred Charges NA 0 0 0 0
Intangibles NA 7 7 7 7
Deposits & Other Assets NA 42 45 45 41
Total Assets NA 1,394 1,390 1,361 1,351
Liabilities & Shareholders Equity 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Notes Payable NA 0 0 0 0
Accounts Payable NA 1,094 1,091 1,089 1,099
Current Portion Long-Term Debt NA 0 0 0 0
Current Portion Capital Leases NA 0 0 0 0
Accrued Expenses NA 5 9 5 6
Income Taxes Payable NA 0 0 0 0
Other Current Liabilities NA 0 0 0 0
Total Current Liabilities NA 1,099 1,100 1,095 1,105
Mortgages NA 0 0 0 0
Deferred Taxes/Income NA 0 0 0 0
Convertible Debt NA 0 0 0 0
Long-Term Debt NA 40 41 41 19
Non-Current Capital Leases NA 0 0 0 0
Other Non-Current Liabilities NA 1 1 1
Minority Interest (Liabilities) NA 0 0 0 0
Total Liabilities NA 1,141 1,141 1,137 1,124
Shareholders Equity 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Preferred Stock NA 124 124 124 124
Common Stock (Par) NA 0 0 0 0
Capital Surplus NA 36 36 35 35
Retained Earnings NA 132 126 117 109
Other Equity NA -28 -26 -41 -34
Treasury Stock NA 11 11 11 8
Total Shareholder's Equity NA 253 249 224 227
Total Liabilities & Shareholder's Equity NA 1,394 1,390 1,361 1,351
Total Common Equity 0 129 125 101 103
Shares Outstanding 3.50 3.50 3.50 3.50 3.60
Book Value Per Share 0.00 36.99 35.68 28.75 28.71