Bread Financial (BFH)
(Delayed Data from NYSE)
$54.27 USD
+0.81 (1.52%)
Updated Aug 16, 2024 04:00 PM ET
After-Market: $54.70 +0.43 (0.79%) 7:58 PM ET
3-Hold of 5 3
A Value C Growth A Momentum A VGM
Company Summary
Headquartered in Columbus, OH, Bread Financial (formerly Alliance Data), an S&P MidCap 400 company, is a tech-forward financial services company, offering simple, personalized payment, lending and saving solutions. The company creates opportunities for customers and partners through digitally-enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences.
Driven by a digital-first approach, data insights and white-label technology, the company delivers growth for partners through a comprehensive product suite, which includes private label and co-brand credit cards, installment lending and buy now, pay later (BNPL) options (installment loans and ...
Company Summary
Headquartered in Columbus, OH, Bread Financial (formerly Alliance Data), an S&P MidCap 400 company, is a tech-forward financial services company, offering simple, personalized payment, lending and saving solutions. The company creates opportunities for customers and partners through digitally-enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences.
Driven by a digital-first approach, data insights and white-label technology, the company delivers growth for partners through a comprehensive product suite, which includes private label and co-brand credit cards, installment lending and buy now, pay later (BNPL) options (installment loans and split-pay).
The company also offers direct-to-consumer solutions that give customers more access, choice and freedom through branded Bread Cashback American Express Credit Card and Bread Savings products.
Bread Cashback offers industry-leading benefits and complements the existing suite of financial products, while ensuring that customers have access to solutions that will serve their payment, lending, and saving needs at all stages of their financial lives. In particular, this proprietary card renders an additional opportunity to drive acquisition and growth, with a strong value proposition appealing especially to the Millennial and Gen Z consumer base.
The Bread Savings brand reflects the rebranding of Comenity Direct consumer savings, offers high-yield savings accounts and certificates of deposit at top market rates and makes it easy to transfer funds from an existing bank to start earning interest immediately. By offering competitive rates on Federal Deposit Insurance Corporation-insured deposits, Bread Savings can help customers save and grow their money.
With the change of name, the company has enhanced its strategic focus to include more direct-to-consumer products. Bread Financial will continue to invest in data and analytics, innovative technology and digital capabilities that meet the needs of partners and consumers.
Bread Financial operates as a single segment that includes all the continuing operations.
General Information
Bread Financial Holdings, Inc
3095 Loyalty Circle
Columbus, OH 43219
Phone: 614-729-4000
Fax: 214-494-3000
Web: http://www.breadfinancial.com
Email: investorrelations@breadfinancial.com
Industry | Financial Transaction Services |
Sector | Business Services |
Fiscal Year End | December |
Last Reported Quarter | 6/30/2024 |
Exp Earnings Date | 10/24/2024 |
EPS Information
Current Quarter EPS Consensus Estimate | 1.99 |
Current Year EPS Consensus Estimate | 7.48 |
Estimated Long-Term EPS Growth Rate | 39.20 |
Exp Earnings Date | 10/24/2024 |
Price and Volume Information
Zacks Rank | |
Yesterday's Close | 53.46 |
52 Week High | 55.68 |
52 Week Low | 26.08 |
Beta | 1.98 |
20 Day Moving Average | 1,088,152.25 |
Target Price Consensus | 51.00 |
4 Week | 6.58 |
12 Week | 31.85 |
YTD | 64.75 |
4 Week | 6.39 |
12 Week | 25.05 |
YTD | 39.65 |
Shares Outstanding (millions) | 49.68 |
Market Capitalization (millions) | 2,695.97 |
Short Ratio | NA |
Last Split Date | NA |
Dividend Yield | 1.55% |
Annual Dividend | $0.84 |
Payout Ratio | 0.09 |
Change in Payout Ratio | -0.01 |
Last Dividend Payout / Amount | 8/9/2024 / $0.21 |
Fundamental Ratios
P/E (F1) | 7.25 |
Trailing 12 Months | 5.57 |
PEG Ratio | 0.19 |
vs. Previous Year | 109.45% |
vs. Previous Quarter | -2.56% |
vs. Previous Year | 1.99% |
vs. Previous Quarter | -4.76% |
Price/Book | 0.85 |
Price/Cash Flow | 2.76 |
Price / Sales | 0.55 |
6/30/24 | 16.24 |
3/31/24 | 14.44 |
12/31/23 | 26.24 |
6/30/24 | 2.18 |
3/31/24 | 1.88 |
12/31/23 | 3.34 |
6/30/24 | 1.19 |
3/31/24 | 1.18 |
12/31/23 | 1.18 |
6/30/24 | 1.19 |
3/31/24 | 1.18 |
12/31/23 | 1.18 |
6/30/24 | 9.88 |
3/31/24 | 8.51 |
12/31/23 | 14.26 |
6/30/24 | 9.77 |
3/31/24 | 8.08 |
12/31/23 | 13.87 |
6/30/24 | 12.43 |
3/31/24 | 10.57 |
12/31/23 | 19.60 |
6/30/24 | 63.81 |
3/31/24 | 61.15 |
12/31/23 | 59.15 |
6/30/24 | NA |
3/31/24 | NA |
12/31/23 | NA |
6/30/24 | 0.41 |
3/31/24 | 0.43 |
12/31/23 | 0.48 |
6/30/24 | 29.02 |
3/31/24 | 29.91 |
12/31/23 | 32.33 |