Synchrony Financial (SYF)
(Delayed Data from NYSE)
$49.01 USD
-0.87 (-1.74%)
Updated Oct 1, 2024 04:00 PM ET
After-Market: $49.02 +0.01 (0.02%) 7:58 PM ET
3-Hold of 5 3
A Value C Growth C Momentum B VGM
Company Summary
Synchrony Financial, one of the nation’s premier consumer financial services companies, offers a wide range of credit products through a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health and wellness providers. Synchrony Financial focuses on generating financial flexibility for its customers by offering private label credit cards, Dual Card, and general purpose co-branded credit cards, promotional financing and installment lending, and loyalty programs.
Although the company operates via a single business segment, it offers its credit products primarily through five sales ...
Company Summary
Synchrony Financial, one of the nation’s premier consumer financial services companies, offers a wide range of credit products through a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health and wellness providers. Synchrony Financial focuses on generating financial flexibility for its customers by offering private label credit cards, Dual Card, and general purpose co-branded credit cards, promotional financing and installment lending, and loyalty programs.
Although the company operates via a single business segment, it offers its credit products primarily through five sales platforms – Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. These platforms, offering comprehensive payment and financing solutions, are organized by the types of products and the partners the company works with. SYF’s total interest and fees on loans amounted to $5.3 billion for 2023.
Home & Auto (accounted for 26% the company’s total interest and fees on loans for 2023): This platform is a leading solutions provider through partners and merchants delivering home and automotive merchandise and services.
Digital (30%): This platform provides solutions via partners and merchants aiming to connect with consumers through digital channels.
Diversified & Value (23%): This platform offers solutions through partners and merchants providing a varied assortment of merchandise.
Health & Wellness (16%): This platform provides solutions intended to benefit those looking for availing health and wellness care for one’s own self as well as for their families and pets.
Lifestyle (5%): This platform delivers solutions via partners and merchants for helping those who provide merchandise in power sports, outdoor power equipment, and other industries such as sporting goods, apparel, jewelry and music.
Corporate: The platform encompasses activity and balances linked with specific program agreements with retail partners and merchants, which will either be not renewed beyond their current expiry date or else not manage managed within the abovementioned five sales platforms.
General Information
Synchrony Financial
777 LONG RIDGE ROAD
STAMFORD, CT 06902
Phone: 203-585-2400
Fax: NA
Web: http://www.synchronyfinancial.com
Email: investorrelations@syf.com
Industry | Financial - Miscellaneous Services |
Sector | Finance |
Fiscal Year End | December |
Last Reported Quarter | 9/30/2024 |
Earnings Date | 10/16/2024 |
EPS Information
Current Quarter EPS Consensus Estimate | 1.80 |
Current Year EPS Consensus Estimate | 5.79 |
Estimated Long-Term EPS Growth Rate | 7.40 |
Earnings Date | 10/16/2024 |
Price and Volume Information
Zacks Rank | |
Yesterday's Close | 49.88 |
52 Week High | 52.67 |
52 Week Low | 27.30 |
Beta | 1.61 |
20 Day Moving Average | 3,631,301.25 |
Target Price Consensus | 52.81 |
4 Week | -0.76 |
12 Week | 4.64 |
YTD | 30.61 |
4 Week | -2.72 |
12 Week | 1.19 |
YTD | 8.11 |
Shares Outstanding (millions) | 395.23 |
Market Capitalization (millions) | 19,713.91 |
Short Ratio | NA |
Last Split Date | NA |
Dividend Yield | 2.00% |
Annual Dividend | $1.00 |
Payout Ratio | 0.19 |
Change in Payout Ratio | -0.01 |
Last Dividend Payout / Amount | 8/5/2024 / $0.25 |
Fundamental Ratios
P/E (F1) | 8.61 |
Trailing 12 Months | 9.52 |
PEG Ratio | 1.17 |
vs. Previous Year | 17.42% |
vs. Previous Quarter | 31.36% |
vs. Previous Year | 9.84% |
vs. Previous Quarter | 0.25% |
Price/Book | 1.38 |
Price/Cash Flow | 7.66 |
Price / Sales | 0.89 |
6/30/24 | 16.06 |
3/31/24 | 16.01 |
12/31/23 | 17.37 |
6/30/24 | 1.86 |
3/31/24 | 1.84 |
12/31/23 | 1.99 |
6/30/24 | 1.23 |
3/31/24 | 1.24 |
12/31/23 | 1.22 |
6/30/24 | 1.23 |
3/31/24 | 1.23 |
12/31/23 | 1.22 |
6/30/24 | 9.90 |
3/31/24 | 9.79 |
12/31/23 | 10.68 |
6/30/24 | 13.52 |
3/31/24 | 13.49 |
12/31/23 | 10.68 |
6/30/24 | 17.72 |
3/31/24 | 17.66 |
12/31/23 | 13.83 |
6/30/24 | 36.23 |
3/31/24 | 35.01 |
12/31/23 | 31.82 |
6/30/24 | NA |
3/31/24 | NA |
12/31/23 | NA |
6/30/24 | 1.09 |
3/31/24 | 1.15 |
12/31/23 | 1.21 |
6/30/24 | 50.16 |
3/31/24 | 51.35 |
12/31/23 | 53.48 |