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The Travelers Companies (TRV)

(Delayed Data from NYSE)

$246.72 USD

+7.56 (3.16%)

Updated Jan 22, 2025 04:00 PM ET

After-Market: $246.71 -0.01 (0.00%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank	Definition	Annualized Return
1	Strong Buy	24.30%
2	Buy	18.13%
3	Hold	9.74%
4	Sell	5.28%
5	Strong Sell	2.72%
S&P	500	11.39%

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3-Hold of 5 3

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score	A
Growth Score	A
Momentum Score	A
VGM Score	A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

A Value B Growth C Momentum A VGM

Industry Rank:

Bottom 39% (153 out of 250)

Industry: Insurance - Property and Casualty

View All Zacks #1 Ranked Stocks

Research for TRV

Annual Key Company Metrics
Quarterly Key Company Metrics

Revenue - Line of Business Segments	YR Estimate	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenues: Net investment income: ...		390	328	258	247	213
Revenues: Other revenues: Bond & ...		30	25	20	23	27
Revenues: Fee income: Personal In...		43	33	30	27	24
Earned Premiums: Business Insuran...		--	17,744	16,072	14,665	14,233
Earned Premiums: Bond & Specialty...		--	3,154	2,951	2,726	2,531
Earned Premiums: Personal Insuran...		--	14,327	12,596	11,295	10,268
Earned premiums: Total Domestic [...		--	35,225	31,619	28,686	27,032
Earned Premiums: Business Insuran...		--	1,400	1,023	1,069	1,061
Earned Premiums: Bond & Specialty...		--	501	467	412	292
Earned Premiums: Personal Insuran...		--	635	654	688	659
Earned premiums: Total Internatio...		--	2,536	2,144	2,169	2,012
Revenues: Fee income: Business In...		430	400	382	375	405
Revenues: Net investment income: ...		2,560	2,085	1,864	2,265	1,633
Revenues: Net investment income: ...		640	509	440	521	381
Revenues: Other revenues: Busines...		322	232	248	235	176
Revenues: Other revenues: Persona...		97	96	83	97	76
Total Revenues: Premiums [$M]		41,941	37,761	33,763	30,855	29,044
Total Revenues: Net investment in...		3,590	2,922	2,562	3,033	2,227
Total Revenues: Fee income [$M]		473	433	412	402	429
Total Revenues: Other Revenues [$...		449	353	351	355	279
Total Revenues: Business Insuranc...		24,657	21,861	19,589	18,609	17,508
Total Revenues: Bond & Specialty ...		4,378	4,008	3,696	3,408	3,063
Total Revenues: Personal Insuranc...		17,418	15,600	13,803	12,628	11,408
Revenues: Premiums: Business Insu...		21,345	19,144	17,095	15,734	15,294
Revenues: Premiums: Bond & Specia...		3,958	3,655	3,418	3,138	2,823
Revenues: Premiums: Personal Insu...		16,638	14,962	13,250	11,983	10,927
Income - Line of Business	YR Estimate	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Operating income: Business Insura...	--	3,306	2,583	2,531	2,385	1,309
Operating income: Bond & Specialt...		815	942	908	668	473
Operating income: Personal Insura...		1,249	-128	-140	760	1,195
Net realized investment gains (lo...	--	-30	-105	-204	171	2
NFM - Operating & Non Financial Metrics	YR Estimate	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Combined Ratio - Consolidated [%]		93	97	96	95	95
Loss and loss adjustment expense ...		64	69	67	65	65
Underwriting Expense Ratio - Cons...		29	28	29	29	30
Combined Ratio - Business Insuran...		93	95	93	96	100
Loss and loss adjustment expense ...		63	65	63	65	69
Underwriting Expense Ratio - Busi...		29	29	30	31	31
Combined Ratio - Bond & Specialty...		84	77	75	82	87
Loss and loss adjustment expense ...		44	40	40	47	52
Underwriting Expense Ratio - Bond...		40	37	35	35	36
Combined Ratio - Personal Insuran...		94	105	105	97	90
Loss and loss adjustment expense ...		70	80	80	70	63
Underwriting Expense Ratio - Pers...		25	24	25	26	27
Policies in force - Automobile [K...		3,150	3,223	3,278	3,179	3,029
Policies in force - Homeowners an...		6,060	6,290	6,375	6,230	5,858

Revenue - Line of Business Segments	Qtr Estimate	12/31/2024	09/30/2024	06/30/2024	03/31/2024	12/31/2023
Revenues: Net investment income: ...		105	101	94	90	91
Revenues: Other revenues: Bond & ...		8	7	6	9	7
Revenues: Fee income: Personal In...		8	12	10	8	8
Earned Premiums: Business Insuran...		--	4,954	4,736	4,747	--
Earned Premiums: Bond & Specialty...		--	871	845	822	--
Earned Premiums: Personal Insuran...		--	4,056	3,933	3,846	--
Earned premiums: Total Domestic [...		--	9,881	9,514	9,415	--
Earned Premiums: Business Insuran...	--	--	520	432	413	--
Earned Premiums: Bond & Specialty...		--	138	132	134	--
Earned Premiums: Personal Insuran...		--	165	165	164	--
Earned premiums: Total Internatio...		--	823	729	711	--
Revenues: Fee income: Business In...		115	109	105	101	101
Revenues: Net investment income: ...		677	642	632	609	552
Revenues: Net investment income: ...		173	161	159	147	135
Revenues: Other revenues: Busines...		79	89	77	77	47
Revenues: Other revenues: Persona...		25	24	22	26	24
Total Revenues: Premiums [$M]		10,868	10,704	10,243	10,126	9,973
Total Revenues: Net investment in...		955	904	885	846	778
Total Revenues: Fee income [$M]		128	121	115	109	109
Total Revenues: Other Revenues [$...		112	120	105	112	78
Total Revenues: Business Insuranc...		6,414	6,314	5,982	5,947	5,767
Total Revenues: Bond & Specialty ...		1,129	1,117	1,077	1,055	1,032
Total Revenues: Personal Insuranc...		4,520	4,418	4,289	4,191	4,139
Revenues: Premiums: Business Insu...		5,543	5,474	5,168	5,160	5,067
Revenues: Premiums: Bond & Specia...		1,016	1,009	977	956	934
Revenues: Premiums: Personal Insu...		4,309	4,221	4,098	4,010	3,972
Income - Line of Business	Qtr Estimate	12/31/2024	09/30/2024	06/30/2024	03/31/2024	12/31/2023
Operating income: Business Insura...		1,188	698	656	764	957
Operating income: Bond & Specialt...		228	222	170	195	240
Operating income: Personal Insura...		798	384	-153	220	520
Net realized investment gains (lo...		-55	55	-65	35	-11
NFM - Operating & Non Financial Metrics	Qtr Estimate	12/31/2024	09/30/2024	06/30/2024	03/31/2024	12/31/2023
Combined Ratio - Consolidated [%]		83	93	100	94	86
Loss and loss adjustment expense ...		55	65	71	65	58
Underwriting Expense Ratio - Cons...		28	28	29	29	27
Combined Ratio - Business Insuran...		85	96	96	93	87
Loss and loss adjustment expense ...		56	67	66	64	58
Underwriting Expense Ratio - Busi...		29	29	30	30	29
Combined Ratio - Bond & Specialty...		83	83	88	85	77
Loss and loss adjustment expense ...		42	43	48	44	41
Underwriting Expense Ratio - Bond...		41	39	40	40	36
Combined Ratio - Personal Insuran...		81	93	109	97	87
Loss and loss adjustment expense ...		56	68	84	72	63
Underwriting Expense Ratio - Pers...		25	25	25	25	23
Policies in force - Automobile [K...		3,150	3,158	3,180	3,212	3,223
Policies in force - Homeowners an...		6,060	6,106	6,167	6,235	6,290

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