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Unum Group (UNM)

(Real Time Quote from BATS)

$69.55 USD

+4.68 (7.21%)

Updated Nov 6, 2024 10:10 AM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank	Definition	Annualized Return
1	Strong Buy	24.10%
2	Buy	17.80%
3	Hold	9.50%
4	Sell	2.70%
5	Strong Sell	2.70%
S&P	500	11.20%

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3-Hold of 5 3

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score	A
Growth Score	A
Momentum Score	A
VGM Score	A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

A Value D Growth A Momentum B VGM

Industry Rank:

Top 6% (14 out of 251)

Industry: Insurance - Accident and Health

View All Zacks #1 Ranked Stocks

Research for UNM

Annual Key Company Metrics
Quarterly Key Company Metrics

Revenue - Line of Business Segments	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Adjusted Operating Revenue: Unum ...		2,057	1,912	1,828	1,829	1,823
Adjusted Operating Revenue: Unum ...		1,012	926	864	799	769
Adjusted Operating Revenue: Unum ...		3,606	3,379	3,237	3,164	3,127
Adjusted Operating Revenue: Premi...		1,679	1,669	1,642	1,641	1,662
Adjusted Operating Revenue: Premi...		176	174	165	164	166
Adjusted Operating Revenue: Unum ...		1,855	1,843	1,807	1,804	1,828
Adjusted Operating Revenue: Unum ...		90	100	104	97	107
Adjusted Operating Revenue: Unum ...		1	2	2	2	3
Adjusted Operating Revenue: Unum ...		1,946	1,945	1,913	1,904	1,938
Adjusted Operating Revenue: Unum ...		527	461	460	456	441
Adjusted Operating Revenue: Unum ...		278	276	273	256	246
Adjusted Operating Revenue: Unum ...		850	834	847	875	910
Adjusted Operating Revenue: Unum ...		1,655	1,571	1,579	1,587	1,597
Adjusted Operating Revenue: Unum ...		225	227	238	234	231
Adjusted Operating Revenue: Unum ...		8	3	3	5	6
Adjusted Operating Revenue: Unum ...		1,888	1,800	1,820	1,826	1,834
Adjusted Operating Revenue: Unum ...		7,440	7,124	6,970	6,894	6,899
Adjusted Operating Revenue: Close...		696	697	704	667	652
Adjusted Operating Revenue: Close...		220	247	292	328	8
Adjusted Operating Revenue: Close...		2,034	2,073	2,220	2,431	2,510
Adjusted Operating Revenue: Colon...		946	949	953	975	973
Adjusted Operating Revenue: Colon...		427	401	385	376	352
Adjusted Operating Revenue: Colon...		354	352	352	361	360
Adjusted Operating Revenue: Colon...		1,881	1,856	1,863	1,869	1,836
Adjusted Operating Revenue: Corpo...		103	57	34	11	24
Sales by Product: Unum US Segment...		305	232	224	224	258
Sales by Product: Unum US Segment...		456	403	369	377	451
Sales: U.S [$M]		1,284	1,115	942	1,000	1,110
Sales by Product: Unum US Segment...		263	239	75	71	76
Sales by Product: Unum US Segment...		109	91	231	242	301
Sales by Product: Unum US Segment...		84	74	62	64	75
Adjusted Operating Revenue: Unum ...		396	377	292	284	277
Adjusted Operating Revenue: Unum ...		169	138	82	85	91
Adjusted Operating Revenue: Unum ...		142	114	82	78	70
Sales by Product: Unum US Segment...		293	295	240	240	242
Sales by Product: Unum US Segment...		230	184	159	159	159
Sales by Product: Unum US Segment...		828	712	573	623	659
Sales by Product: Colonial Life S...		330	311	298	262	354
Sales by Product: Colonial Life S...		132	122	111	89	123
Sales by Product: Colonial Life S...		78	76	71	63	89
Sales by Product: Colonial Life S...		540	508	480	413	566
Sales by Product: Unum Internatio...		48	43	41	38	43
Sales by Product: Unum Internatio...		61	56	31	21	24
Sales by Product: Unum Internatio...		28	17	17	19	20
Sales by Product: Unum Internatio...		33	18	16	13	13
Sales by Product: Unum Internatio...		171	134	106	91	100
Adjusted Operating Revenue: Unum ...		118	90	90	80	72
Adjusted Operating Revenue: Unum ...		2	1	1	1	1
Adjusted Operating Revenue: Close...		53	58	65	67	71
Adjusted Operating Revenue: Unum ...		825	719	717	653	631
Adjusted Operating Revenue: Colon...		1,726	1,702	1,690	1,712	1,685
Adjusted Operating Revenue: Close...		916	944	996	994	1,034
Adjusted Operating Revenue: Colon...		1	1	1	1	3
Adjusted Operating Revenue: Corpo...		3	5	6	1	3
Adjusted Operating Revenue: Unum ...		137	170	133	105	123
Adjusted Operating Revenue: Colon...		154	153	172	156	148
Adjusted Operating Revenue: Corpo...		100	53	28	10	21
Adjusted Operating Revenue: Close...		1,066	1,071	1,159	1,370	1,405
Revenue: Premium Income [$M]		10,046	9,617	9,475	9,378	9,366
Revenue: Net investment income [$...		2,097	2,122	2,213	2,361	2,435
Revenue: Other income [$M]		279	261	243	224	221
Adjusted Operating Revenue: Unum ...		6,579	6,251	6,078	6,019	6,017
Adjusted Operating Revenue: Unum ...		640	676	722	720	739
Adjusted Operating Revenue: Unum ...		221	196	170	155	143
Adjusted Operating Revenue: Unum ...		3,070	2,838	2,692	2,628	2,592
Adjusted Operating Revenue: Unum ...		325	349	380	389	402
Adjusted Operating Revenue: Unum ...		212	192	166	148	134
Adjusted Operating Revenue: Unum ...		964	890	850	758	754
Income - Line of Business	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Adjusted Operating Income: Unum U...		1,356	973	465	825	1,031
Adjusted Operating Income: Unum I...		125	109	106	77	108
Adjusted Operating Income: Coloni...		400	413	329	335	345
Adjusted Operating Income: Unum U...		628	402	198	290	332
Adjusted Operating Income: Unum U...		212	109	-192	82	267
Adjusted Operating Income: Unum U...		516	462	459	454	432
Adjusted Operating Income: Corpor...		-146	-164	-178	-201	-189
Adjusted Operating Income: Closed...		165	252	395	241	138
NFM - Operating & Non Financial Metrics	YR Estimate	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Benefit Ratio - Unum US Segment [...		60	66	75	69	67
Benefit Ratio - Unum US Group Dis...		59	67	77	73	74
Benefit Ratio - Unum US Group Lif...		73	79	96	82	72
Benefit Ratio - Colonial Life Seg...		51	47	54	53	51
Other Expense Ratio - Unum US Seg...		23	22	21	21	20
Other Expense Ratio - Unum US Gro...		29	29	29	29	26
Other Expense Ratio - Unum US Gro...		12	13	12	11	11
Other Expense Ratio - Unum US Sup...		22	21	19	20	20
Other Expense Ratio - Colonial Li...		20	19	18	18	19
Other Expense Ratio - Closed Bloc...		14	13	12	16	14
Benefit Ratio - Unum UK [%]	--	69	81	80	79	77
Other Expense Ratio - Unum UK [%]	--	20	19	18	19	19

Revenue - Line of Business Segments	Qtr Estimate	09/30/2024	06/30/2024	03/31/2024	12/31/2023	09/30/2023
Adjusted Operating Revenue: Unum ...		522	522	517	518	519
Adjusted Operating Revenue: Unum ...		271	276	263	259	257
Adjusted Operating Revenue: Unum ...		931	934	916	909	911
Adjusted Operating Revenue: Premi...		448	448	443	425	423
Adjusted Operating Revenue: Premi...		47	46	46	44	44
Adjusted Operating Revenue: Unum ...		495	494	488	469	467
Adjusted Operating Revenue: Unum ...		22	23	22	22	24
Adjusted Operating Revenue: Unum ...		0	0	1	0	0
Adjusted Operating Revenue: Unum ...		517	517	511	491	491
Adjusted Operating Revenue: Unum ...		140	142	142	140	137
Adjusted Operating Revenue: Unum ...		76	74	74	71	69
Adjusted Operating Revenue: Unum ...		219	223	223	213	210
Adjusted Operating Revenue: Unum ...		435	439	439	424	416
Adjusted Operating Revenue: Unum ...		60	57	57	58	58
Adjusted Operating Revenue: Unum ...		1	1	1	1	6
Adjusted Operating Revenue: Unum ...		497	497	497	483	480
Adjusted Operating Revenue: Unum ...		1,945	1,947	1,925	1,883	1,882
Adjusted Operating Revenue: Close...		174	173	175	175	172
Adjusted Operating Revenue: Close...		43	48	50	54	54
Adjusted Operating Revenue: Close...		514	528	511	511	514
Adjusted Operating Revenue: Colon...		241	242	243	238	237
Adjusted Operating Revenue: Colon...		113	115	114	108	106
Adjusted Operating Revenue: Colon...		88	89	89	88	88
Adjusted Operating Revenue: Colon...		482	487	489	474	471
Adjusted Operating Revenue: Corpo...		13	15	19	31	18
Sales by Product: Unum US Segment...		27	82	43	153	25
Sales by Product: Unum US Segment...		88	124	141	120	79
Sales: U.S [$M]		154	313	274	522	171
Sales by Product: Unum US Segment...		29	26	21	28	26
Sales by Product: Unum US Segment...		46	80	108	51	39
Sales by Product: Unum US Segment...		13	19	12	42	14
Adjusted Operating Revenue: Unum ...		107	81	82	99	101
Adjusted Operating Revenue: Unum ...		59	39	38	45	44
Adjusted Operating Revenue: Unum ...		41	32	34	42	35
Sales by Product: Unum US Segment...		24	65	55	137	37
Sales by Product: Unum US Segment...		16	42	36	112	31
Sales by Product: Unum US Segment...		27	189	133	402	25
Sales by Product: Colonial Life S...		75	76	65	115	73
Sales by Product: Colonial Life S...		29	30	25	46	30
Sales by Product: Colonial Life S...		18	17	14	29	18
Sales by Product: Colonial Life S...		121	123	103	190	121
Sales by Product: Unum Internatio...		8	17	15	9	9
Sales by Product: Unum Internatio...		17	26	10	12	11
Sales by Product: Unum Internatio...		5	13	13	4	4
Sales by Product: Unum Internatio...		8	9	8	9	7
Sales by Product: Unum Internatio...		38	64	46	34	30
Adjusted Operating Revenue: Unum ...		40	37	36	33	31
Adjusted Operating Revenue: Unum ...		0	1	0	1	1
Adjusted Operating Revenue: Close...		12	12	13	13	13
Adjusted Operating Revenue: Unum ...		247	229	232	218	211
Adjusted Operating Revenue: Colon...		442	446	447	435	431
Adjusted Operating Revenue: Close...		217	221	224	228	226
Adjusted Operating Revenue: Colon...		0	0	3	0	0
Adjusted Operating Revenue: Corpo...		--	0	1	1	--
Adjusted Operating Revenue: Unum ...		30	38	26	33	27
Adjusted Operating Revenue: Colon...		40	41	39	39	39
Adjusted Operating Revenue: Corpo...		13	14	18	30	18
Adjusted Operating Revenue: Close...		284	294	273	270	275
Revenue: Premium Income [$M]		2,629	2,627	2,610	2,552	2,526
Revenue: Net investment income [$...		528	545	514	531	526
Revenue: Other income [$M]		73	72	78	69	72
Adjusted Operating Revenue: Unum ...		1,724	1,731	1,707	1,671	1,658
Adjusted Operating Revenue: Unum ...		161	158	157	158	166
Adjusted Operating Revenue: Unum ...		60	58	61	54	58
Adjusted Operating Revenue: Unum ...		793	798	780	777	775
Adjusted Operating Revenue: Unum ...		79	78	78	78	84
Adjusted Operating Revenue: Unum ...		59	58	59	54	52
Adjusted Operating Revenue: Unum ...		277	267	258	252	238
Income - Line of Business	Qtr Estimate	09/30/2024	06/30/2024	03/31/2024	12/31/2023	09/30/2023
Adjusted Operating Income: Unum U...		363	358	385	342	358
Adjusted Operating Income: Unum I...		40	43	37	39	37
Adjusted Operating Income: Coloni...		113	117	114	88	103
Adjusted Operating Income: Unum U...		157	153	165	152	170
Adjusted Operating Income: Unum U...		107	89	79	68	52
Adjusted Operating Income: Unum U...		113	115	142	122	136
Adjusted Operating Income: Corpor...		-65	-45	-46	-37	-42
Adjusted Operating Income: Closed...		34	52	24	21	34
NFM - Operating & Non Financial Metrics	Qtr Estimate	09/30/2024	06/30/2024	03/31/2024	12/31/2023	09/30/2023
Benefit Ratio - Unum US Segment [...		59	58	57	60	59
Benefit Ratio - Unum US Group Dis...		--	59	58	60	58
Benefit Ratio - Unum US Group Lif...		--	65	68	70	73
Benefit Ratio - Colonial Life Seg...		--	48	49	53	49
Other Expense Ratio - Unum US Seg...		22	23	23	23	23
Other Expense Ratio - Unum US Gro...		--	29	29	28	29
Other Expense Ratio - Unum US Gro...		--	13	13	13	12
Other Expense Ratio - Unum US Sup...		--	22	22	23	22
Other Expense Ratio - Colonial Li...		--	19	20	20	20
Other Expense Ratio - Closed Bloc...		--	15	15	15	14
Benefit Ratio - Unum UK [%]		--	70	68	--	67
Other Expense Ratio - Unum UK [%]		--	21	19	--	20

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